I've got no problem with your suggestion.
I think the most important element in being safe is a REAL understanding of the gear you use and the situations you can find yourself in. A formal organized class could prepare you with the real comprehension and flexible thinking it takes to be ready to go out on your own, or it could instill in you a belief that rote memorization equals safety. I don't think individualized learning is different.
Whatever your style, approach your limits, but approach them cautiously.