so, why not have some rich financers and maybe some grass roots organizations who care about this issue set up a completely non-profit insurance company whose goal is to minimize operating costs and hassle for it's subscribers while paying for as much of health costs to it's subscribers with an affordable premium? no, i'm not talking about the federal government, but a private non-profit company.
Like a private, insurance co-op? Sounds like a good start. Don't things like this exist?
Used to be--they were called "mutual" insurance companies.