I'll disagree with this. Talking about money, sex, and even climbing accomplishments should be encouraged. Using them to measure the relative value of individuals is stupid, however.
Thats a good way around some tax. I do the 401k at work becuase the company matches. Free money.
Roth's are little better becuase you can take them out later tax free.
Not only is Seahawks a climbing dumbshit, he's a financial dumbshit as well.