Mr_Phil

8==========================================================D Mine's longer.

Blah, blah, blah. What a tool. The internet didn't exist back when the Nazi's started.

*** You are still ignoring this fucktard. ***

Well, don't take this personally TekEss, but you came here because you've been sold a bill of goods by the media who's flogging a soap opera for the sake of making the kind of money you seem to think the owners of this site should be bellying up to the trough to get their share of. Oh, and by the way, make sure to *click* the REI link at the bottom of the page and buy something purdy for the wife. They have real nice lifestyle clothing. The kickbacks keep us in blow and booze.

More like "Gut Super-sized Double Bacon Cheeseburgers w/ Fries associated with obesity"

** You are ignoring this insensitive, cruel bastard ***

Gourmet Folgers? Not very far. Unless there were no alternatives.

CrazyPolishCustomerServiceRepresentative

a 40 year isn't necessarily a "bad" option. a forty year fixed keeps payments predictable, and can increase your cash flow, especially in an investment property. It can also get you into properties that otherwise wouldn't pencil out in the short term. ARMs and interest only loans I think are potentially the really dangerous and volatile ones (as people are starting to find out). But even these can be used to your benefit, IF you have a clear picture of what your goals are. If you had gotten into an arm 5 years ago in seattle on a $400,000 house at 4.5% and were selling now, you'd probably be looking at around 30 grand more in your pocket, along with the considerable appreciation you would have realized (which would be there regardless of your loan choice). Using arms or inrterest onlys without a clear picture of one's goals though seems to be a recipe for some potential stresses in the future. Appreciation seems to be a constant and a given in this analysis. Interesting. You mean it's not?!? OMG!?! Here's an interesting analysis of housing prices. This was predicated on a 30-year loan. A 40-year loan simply bumps up housing prices, as mortgage-to-the-hilt buyer with a 40 year loan can offer more than a similar buyer with a 30 year loan. Zero-Principle loans and Negative Amortization loans again just add to this. For example, see the shift in prices in Jay's chart in the mid-40's? That coincides with creation of Fannie Mae and the popularization of 30 year loans after the war. Easier loans, housing prices go up. When this comes down, it's going to get ugly. And the Gov't will probably end up bailing everybody out (again). Who is one of the largest sellers of Negative Amortization loans? Our own Washington Mutual.

Me thinks thou protests too much. Pink and Minx Sitting in a tree K-I-S-S-I-N-G First comes love Then comes marriage Then comes Kevbone in a ba-by carriage.

No, It's a C++ Gooey Programming Guide. I've been eyeing one myself.

Virgin birth on Christmas. Although I somehow suspect Layton was involved.

** You are ignoring this insensitive, cruel bastard ***

Tie those bungy cords to a tree and slingshot your haulbag to the base. Works for me.

Thanks! Wait. There's a Climbing Forum?!?

I was clicking on mortgage brokers today and noted that now a 40 year loan is an option. WTF? Stupid loans helped drive up housing prices.

Aren't you the pink ass sprayer.

This doesn't add up once you consider the top secret information that the rescuers are withholding from us.

I feel the same way, I just phrase it a little differently. When talking about something like this with a person of faith, I can't help but say that my own faith is utterly unaffected by what anyone else says (especially in Spray). And if it were, I would spend my time and effort looking for the reason why; and spend none of my effort on being offended or bothering other people with what is a deeply personal issue. Thanks folks....I was worried that newcomers wouldn't be able to grasp what I meant by echo chamber....nice illustration I'm deeply offended. oh piss off... hello!!!! Look how funny the quote embeded within quotes looks. Anyone wanna ride bikes? Yeah. Let's find some nice street with downed trees and power lines. KK is such a tool. He could fuck up a wet dream.

That better not be real fur he's wearing. FUR IS MURDER!

I am a walking

Now the Mounties, of course, are fair game.

Rocky Balboa!