luwayo Posted June 8, 2006 Share Posted June 8, 2006 Has it happened to you yet? Yesterday, discovered that the cell phone has been incurring several thousand dollars worth of overdue payments, billed to an address unknown to me. RCMP & credit bureau notified. Phone company conducting investigation of course, and results pending until then. Always careful to destroy sensitive mail; discretion used on applications; no i-net shopping. Sux! Quote Link to comment Share on other sites More sharing options...
Weekend_Climberz Posted June 8, 2006 Share Posted June 8, 2006 Always careful to destroy sensitive mail; discretion used on applications; no i-net shopping. Need to add: No parking at exit 38 Quote Link to comment Share on other sites More sharing options...
Big_Lebowski Posted June 9, 2006 Share Posted June 9, 2006 I know what ya mean, any ol Foo thinks he can snake my dudeness. Quote Link to comment Share on other sites More sharing options...
G-spotter Posted June 9, 2006 Share Posted June 9, 2006 http://www.isaac.cs.berkeley.edu/isaac/gsm.html take home point: "over-the-air GSM cloning a real possibility" Quote Link to comment Share on other sites More sharing options...
Big_Lebowski Posted June 9, 2006 Share Posted June 9, 2006 How many people on the 39.99 program are going to claim cloning for their overages? Quote Link to comment Share on other sites More sharing options...
G-spotter Posted June 9, 2006 Share Posted June 9, 2006 Maybe they got the wrong Lebowski, man. Quote Link to comment Share on other sites More sharing options...
Weekend_Climberz Posted June 9, 2006 Share Posted June 9, 2006 Hey cut him some slack. He's just trying to get his rug back, man. Quote Link to comment Share on other sites More sharing options...
magellan Posted June 9, 2006 Share Posted June 9, 2006 Internet shopping is the same as swiping your card at the gas pump or grocery. At a restaurant, I hand a stranger my card and he walks away. He could easily dupe it before returning it, hoping I will give him a tip. Quote Link to comment Share on other sites More sharing options...
RogerJ Posted June 9, 2006 Share Posted June 9, 2006 I had my checking account debit card # jacked and Wells Fargo was really good about putting the money back after faxing one simple form to them. Both fraud reps I talked to asked me if I was at restaurants lately as opposed to asking if I did I-Net shopping lately. Seems like the card gets handed to 1 or more people and is exposed to many sets of eyes. The dipshit that jacked my card paid their past due electric bill with the card, and it was fun to see them nail the SOB. Take care. -r Quote Link to comment Share on other sites More sharing options...
Chad_A Posted June 9, 2006 Share Posted June 9, 2006 Ate breakfast in Terrebonne, got gas in Madras on the way back from Smith; by the time I rolled into Portland City Limits, someone had rung up +1500 bucks at a Home Depot here, somewhere. Someone mysteriously spent over 3000 bucks on my g/f's card....in England, at an Inn. It's funny how fast and how far a card # can travel. Or, rather, it's NOT funny... Quote Link to comment Share on other sites More sharing options...
olyclimber Posted June 9, 2006 Share Posted June 9, 2006 i suggest keeping all your money in your mattress. Quote Link to comment Share on other sites More sharing options...
G-spotter Posted June 9, 2006 Share Posted June 9, 2006 i suggest keeping all your money in your mattress. 'why buy a money-filled mattress anywhere else?' Quote Link to comment Share on other sites More sharing options...
archenemy Posted June 9, 2006 Share Posted June 9, 2006 and your credit cards in the microwave Quote Link to comment Share on other sites More sharing options...
billcoe Posted June 10, 2006 Share Posted June 10, 2006 Not identity theft: I'd seen what looked like "fake" charges from Shell Gas station. One was like $6 and the other like $4. I didn't remember them, but hey, I go to shell, BUT I have an actual Shell card, and this was on my personal credit card, not a gas card. I don't track petty crap so I let it go. Next thing I know I'm getting calls at work (my son got the calls at home and forwarded them to me). "Sir, I'm up here in Canada and we are trying to verify you want to buy one of our servers". "uuuuuhhh, no, I just bought one from Dell last month, don't need another". "Oh, we were suspicious as the call came from Brazil". Next call, same thing except it's a condo in Florida from somebody who'd taken a call from somebody from Brazil. I'm like "Is it a nice one?". Anyway, turns out, the merchant would have been stuck for the fee if the merchandise had shipped and they'ed accepted the call. In fact - the Visa people make money on fraud as they charge a fee to fix it up after the fact and stick any $ lost onto the merchant. I never know that Visa and Mastercharge not only have no or little $ exposure, but an actual $ incentive to see fraud perpetrated till I heard it from 2 vendors during this experience. I lost nothing of course. Quote Link to comment Share on other sites More sharing options...
olyclimber Posted June 10, 2006 Share Posted June 10, 2006 i lost my viginity to a horrible woman. she just took it and left, and to this day i am reliving the event. Quote Link to comment Share on other sites More sharing options...
G-spotter Posted June 10, 2006 Share Posted June 10, 2006 Your poor viginity. That's something like a mangina, isn't it? Quote Link to comment Share on other sites More sharing options...
olyclimber Posted June 10, 2006 Share Posted June 10, 2006 Your poor viginity. That's something like a mangina, isn't it? for you, i suppose so. Quote Link to comment Share on other sites More sharing options...
G-spotter Posted June 10, 2006 Share Posted June 10, 2006 for you, the war is over. Quote Link to comment Share on other sites More sharing options...
olyclimber Posted June 10, 2006 Share Posted June 10, 2006 it was over before it started Quote Link to comment Share on other sites More sharing options...
G-spotter Posted June 10, 2006 Share Posted June 10, 2006 That means your viginity extends to infinity. Quote Link to comment Share on other sites More sharing options...
olyclimber Posted June 10, 2006 Share Posted June 10, 2006 i try to start each day with a fresh perspective Quote Link to comment Share on other sites More sharing options...
Big_Lebowski Posted June 10, 2006 Share Posted June 10, 2006 I AM OLYCLIMBER!!!!! That was easy. Quote Link to comment Share on other sites More sharing options...
TREETOAD Posted June 12, 2006 Share Posted June 12, 2006 I try to start each day with a new Visa card!! Quote Link to comment Share on other sites More sharing options...
Jens Posted June 12, 2006 Share Posted June 12, 2006 Always careful to destroy sensitive mail; discretion used on applications; no i-net shopping. Need to add: No parking at exit 38 Do you pull your registration and take it with you? should I? A dude told me that 38 is starting to see a rash of break-ins again. -sad Quote Link to comment Share on other sites More sharing options...
knelson Posted June 14, 2006 Share Posted June 14, 2006 I never know that Visa and Mastercharge not only have no or little $ exposure, but an actual $ incentive to see fraud perpetrated till I heard it from 2 vendors during this experience. MC/VISA have a great racket. You pay them interest and maybe a yearly fee. Vendor pays them a percentage of transaction + per charge fee. (Between 1.5% and 2.2% or so depending on the transaction, plus somewhere around $0.25 per charge.) If any fraud happens, vendor pays "chargeback" fee and gets money IMMEDIATELY taken from their account. Vendor has to prove and jump through hoops to get money back... assuming that they dotted all their i's and crossed every single t... AND even if the vendor is cleared and gets their money back, they STILL have to pay the chargeback fee. ($20, at least, per chargeback). And here's the new one - y'know those "rewards" VISA/MC cards where you get something back for every dollar you spend? Vendors get the priviledge of paying another 0.1% to 0.2% EXTRA to process those cards! Oh... and we can't deny them if we accept VISA/MC. And you know what... it costs the consumer nothing. I had a customer deny a charge one time (mail order/telephone order transaction) and when I called her regarding the "fraud/chargeback report" I received, she said "Oops... sorry. I had a bunch of charges around Christmas that I just didn't remember doing so I reported them as fraud. I guess I forgot about yours. Sorry. But I really liked your product!" Gee. Thanks. So long story short, 6 weeks later and having to have the lady call her bank twice, I finally get my money back... less the $20 chargeback fee even though the lady filed a fraudulent fraud claim. Nothing I can do but just suck it up... and complain here. Does she get a spanking? Nope. Just a shiny new card and a big "thank you" from VISA/MC. Yes sir... they're really hurting from all that fraud. Quote Link to comment Share on other sites More sharing options...
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