I was replying to your earlier comment re how plans are managed.  Contributions may be directed by the individual but the very choices presented are controlled by whomever is directing the plan. 
  
 
 
  
As I pointed out a few times, I was relating a story told to me.  You wanted ME to provide examples.  I would argue that if you want something go get it yourself.  I made no claims on accuracy although I doubt he'd have any reason to lie to me.  At any rate, see below. 
  
 
 
  
You have your experiences, I have mine.  However, for the sake of argument feel free to check out the following FACTUAL information: 
  
 Trio Indicted for Racketeering, Pension Fund Kickbacks, And Money Laundering in Connection With Pension Fund Kickback Scheme  
  
 FBI Lists Evidence Seized in Union Case   
  
 UTD leaders had secret pension fund