glassgowkiss

Just because it's hard for me or you, 12's nor 13's are nothing to write home about at this day and age (unless you OS some XXX on gear). And if you go to a lot of areas across Europe young dudes and dudets are flashing these grades left and right on any given day. So instead posting spew nonsense asking about "hard 12 and 13's" making himself look all mighty though chest beating and spray, young skywalker could have asked more humbly what are some good routes to project around Seattle in 12 to 13 range.

5.12 or even 13 is no longer considered "hard"- just fyi.

These "insurance" policies are just a plain fraud. Your camera will be covered for 1 year no matter what by the manufacturer. Panasonic offers 3 years on some of their pro line. Generally what I would advocate- get it covered under your home owner or renter's insurance. Most of these extra policies WILL NOT cover accidental damage like dropping your camera or water damage.

FW, your insurance policy was dropped- consider yourself lucky now. Imagine you would actually need it and it was dropped in a middle of your illness? Have you thought about THAT? I also will add, consider yourself lucky living in a "socialist" Washington. There were 26 states with tort reforms, making medical law suites (which includes insurance companies) virtually impossible. So in places like Texas, it would be impossible to have any way to enforce such contracts.

Did you ever have to use it? How do you know you wouldn't be balls-deep in medical bills and fighting tooth and nail to get the coverage you thought you were paying for the whole time? as usual FW is spouting nonsense overheard on "faux news".

Still unanswered question- why is the US system viewed as "better" by right wing loonies, since the cost of catastrophic insurance is higher then the cost of full coverage in Canada? Contrary to the bullshit belief there are no canadian crowds filling up beds in Bellingham hospital.

No they are not, as long as they are contracted with insurance companies. If you have cash only practice (on a rare occasion some offices do), they you are not bound by any laws, and you can price whichever way you see fit. However if you are in contractual agreements (Medicare, Medicaid, L&I and private insurance),they your cash price has to be the same as you medical billing price. You can give up to 10% discount for the payment at the time of service. So whoever is giving you 50% discount is actually braking the law in this state.

I don't think you are aware of much. Earlier you were spouting about price negotiations for medical offices. If you were aware what HIPPA is, you'd know that the maximum discount hospitals and clinic can give you (by law) for payment at the time of service is 10%. Second- even though ER will be forced to treat your sorry cheap ass, clinic don't have to do that and most of them will require payment in advance for services not covered under your useless policy. The same goes for pharmacies. You are just a potential free loader, with the rest of the worthless policy owners, who stiff tax payers and private businesses with unpaid medical bills. And can you logically explain why are you still insisting US healthcare is better then in Canada, since in B.C a family of 3 (or larger) pays $133 for insurance that covers everything, while you pay more then twice that for policy that is essentially worth as much as used toilet paper?

Not sure how this will happen, since I have no intention of paying nearly $900/mo for his plan with all the "preventive" care I'll rarely use. I was completely happy with my $376/mo catastrophic policy. It protected my house and my assets and, in the long run, I found it much cheaper to negotiate a cash price with doctors/dentists for routine visits anyhow. But I'm glad you're laughing that I lost my coverage. Nice. Who is laughing are canadians: $66.50 per person or $133 for family of three or more. Are you still insisting US has a better healthcare?

This is exactly what I'll end up doing. I have to say that I have been amazed at how negotiable dr and dds rates are when you pay cash. I left "the system" about five months ago and have spent far less in dr bills than I did premiums in a "Cadillac" health plan through my former employer. One example: my wife had a crown fitted two months ago--$1300. When she pulled out cash, they gave her 40% off. Ironically, when we had dental, a crown was only covered at 50% "usual and customary" which really penned out to, guess what, 40%! Paying cash--at least for the smaller stuff--is at least a break-even prop to having insurance. I am coming to believe that the insurance market maybe should be catastrophic only. The auto insurance industry operates this way, eg, they don;t cover routine maintenance--only wrecks. And their rates reflect market realities because of it. No so the medical insurance industry--pre or post ACA. The market will continue to be artificially inflated by masses who are insulated from the cost of their care--and doctors/hospitals willing to take advantage of this fact. Actually accepting different cash prices is highly illegal, and medical offices can't really legally do it HIPPA specifically prohibits that. And FW you really have no idea of medical costs. Simple appendectomy will cost you about 20K- that is if you don't have to stay in a hospital for more then a day. A day in ICU can cost you up to 125 grand, heck simple chemo infusion is usually 3-5K, not to mention if you are diagnosed with something like MS, you monthly bill will be around 20K for basic meds. You are truly living in a la-la land.

A lot of insurances being cancelled on people are completely pointless, as they do not cover things like medications, plus a lot of them still don't have out of pocket limits. I a lot of cases people would be better off without any insurance. Imagine a patient is diagnosed with cancer. A simple weekly infusion will run you 3-5K, and if your plan doesn't cover medications, who can afford 20K running tab?

Can anyone explain why is it still called by many "the best healthcare system in the world" ? Data points it's by far the worst and most expensive. Here is a report: http://www.commonwealthfund.org/Publications/Fund-Reports/2010/Jun/Mirror-Mirror-Update.aspx

Tax these damn peds! are you back on your meds? start sounding like a democrat.

FW, more frequently it's like this: [video:youtube]bzE-IMaegzQ

shitty bikers, jaywalkers and shitty drivers are on the same frequency- they all have their heads up their asses and think the world revolves around them. Just like tea party. Back in the late 90's I witnessed a case of road rage, where a guy pulled a gun and shot another driver. With the population density increase, people have to start paying attention what and who is around them and what are these people doing.

GW didn't have a "transformational" domestic agenda like Obama does. And I don't like Obama's agenda. Simple as that. no, he only abolished the separation of church and state. that was obviously not transformational politics and agenda.

2 words dumbshit- patriot act. The whole NSA surveillance bullshit is what bush and his cronies cooked up. now it's just supper time.

Dude, you otta hear yourself now! 3 trillion $$$ question- WHERE THE FUCK ARE THE WMD'S in iraq?

Looks like he is NOT going to lose his foot, and he might make a full recovery!

This shutdown is perfect. Teabag douchery lost their remaining shreds credibility all together, even among fiscal conservatives. The best thing republicans can do at the moment is to give them a good kick to the ass as say so long assholes.

A bit of a hogwash here. I f I showed you images of healthy on torn labrum, most likely you would not be able to tell which one is which. The power of suggestion. Second- if rehab would work or not- this is just physician's opinion, not a fact. Of course he will not say: "the shoulder would have rehabed just fine, but we did a surgery regardless". Again, physicians are not omnipotent and they present their opinions as "facts".

Btw, Smiley produced some of the gear for BD in Taiwan in the early 90's. They had falling out, hence he went on his own. They pretty much were like BD screws, but the hanger accepted 2 carabiners. That is why some folks preferred Smileys to BD at the time. Of course BD kept improving their product, and who Smiley is in "where are they now" category.

don't vaccines cause retardation?

Partner found.

isn't this why the founders choose to make us a republic instead? Indeed. "Well, what have we got doctor, a monarchy or a republic?" "A republic, madam, if you can keep it." At least that's the apocryphal tale about what Franklin said to a passerby after emerging from the Constitutional Congress. Whenever I think of that quote, I'm usually reminded of this one: "When the people find they can vote themselves money, that will herald the end of the republic. -Thomas Jefferson. I think that the public discovered that it could vote itself money sometime between 1862 and 1913 and the republic seems to have held up pretty well since then, so right-wing hatemongers like myself should probably bear that in mind before playing chicken little over the ACA (nevermind Wickard vs Filburn, etc, etc, etc, etc, etc, etc, etc) - but I think for the first time I've started to feel like I should give "The Anti-Federalist Papers" a look and see if they anticipated any of the more grotesque abuses of Federal power that have been the bathwater we've had to tolerate in exchange for the Constitutional baby....like paramilitary law enforcement kicking in doors and shotgunning black-labs for the sake of confiscating some stale bong-resin, a gajillion dollars worth of subsidies being snarfed down by the corn-ethanol lobby, etc, etc, etc, etc. That's one of the best thoughts I've heard, and I'm due for my first complete read of the Anti-Federalsit as well. Not sure that a guy who couldn't be bothered to even show up for the convention should be looked to for answers 225 years later, but he is a paradox that I come to appreciate more and more with each passing year. Just a trivia question that I don't know the answer to: The Supreme Court has actually cited The Federalist more than 200 times in its rulings; has it has ever reached into the Anti for guidance? time to dissolve the union.