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KaskadskyjKozak

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Everything posted by KaskadskyjKozak

  1. my recollections of him were his picking... frenetic, fast, up and down the strings. think i'll pop in one of his CD's right now.
  2. They? It's like one dude, who is dubbed "far right" in the cited article.
  3. Because we're doing such a fine job on our own?
  4. what day isn't?
  5. so much for bagging whitehorse this w/e
  6. I think it will be tight in terms of electoral votes with 1-3 states making the final result. I think the popular vote will be more decisive (51-52%)
  7. I asked a question on this site a few months ago (I reiterate it was a question not a claim or accusation) that the a reason or the reason for invading Iraq was to set up a Forward Operating Base for the war on terror. Yes, I agree with this. It was also done to get a "friendly" nation in that region which could be "westernized" fairly easily (Iraqis are relatively more educated and modern) and help set an example for other nations in the area to emulate/put pressure on neighboring regimes. Also, Iraq was the "low hanging fruit" in comparison to Iran, so we went for the more "doable" job. Of course none of this has worked out at all.
  8. NOT! Care to have a link with facts backing that up? Otherwise it's just an opinion. and as they say: opinions are like a assholes, everyone has one and they all stink. That was an opinion, got any facts? How about doing some research and post a link on what a war crime REALLY is. Exactly! Repurposing a term like that only diminishes it's true meaning and does a disservice to the victims of actual war crimes.
  9. I don't think of him as much for his solos as just for being a strong rhythm player. Not to say the solos are not good. They are, of course. Scuttlebuttin'
  10. If the guys in black suits, sunglasses, and earbuds can keep GW safe from the whacked-out left, they can keep Obama safe from the whacked-out right. no shit. with all the Clinton hating and Bush hating both guys still managed to live 8 years. Obama would be protected just fine.
  11. don't count your chickens before they hatch
  12. Actually, with two kids and ~$30k in mortgage interest deductions, she pays very little in federal taxes on a $70k income. Only a few thousand a year. payroll deductions for SS/etc would be intact though.
  13. I understand your point. My point is that she wasn't solvent enough to save enough money to have enough savings in the event she did lose her job. I'm done debating this it's been fun. Well, she was "estranged" from her husband. Their household income may have been much more recently.
  14. That's the cover for the new Black Sabbath reunion album.
  15. The article didn't say she couldn't make mortgage payments WITH a job.
  16. I remember the numbers differently as 28/36. Some websites still report this. http://www.salary.com/personal/layoutscripts/psnl_articles.asp?tab=psn&cat=cat011&ser=ser035&part=par236 http://www.vlender.com/cgi-bin/calc/qualify.cgi http://www.bankrate.com/bosre/green/mtg/basics1-2a.asp Still, as you point out, the woman's problem is she lost her job. I don't think many of us would last long with a mortgage and no job. Maybe Jon wants to mock the woman for not having 3-6 months of liquid assets in an emergency fund.
  17. harsh. btw 38% of 70K is 2215 / month, not too far off, and it depends what her other debt is. Fuck did you go to the same school?!?! You are calculating that before any taxes. Umm, the problem is that she lost her job (loan processor) and has blown through her savings. Whether the mortgage payment was 28 or 38% of a salary she doesn't currently get isn't the issue. True enough. And maybe she was recently divorced, or took a pay cut, or whatever. We don't know the whole story.
  18. harsh. btw 38% of 70K is 2215 / month, not too far off, and it depends what her other debt is. Fuck did you go to the same school?!?! You are calculating that before any taxes. Happy Bday sucka A quick Google search (from multiple sites) yields the same info: Q: How do I know if I can afford this Mortgage payment? A: There are two ratios you should check: your debt to income ratio, called DTI, which is calculated by dividing your total monthly income (before taxes) by your monthly fixed expenses. Lenders prefer a ratio of 33/38 which means 33% of your monthly income is dedicated to your housing costs and after adding in your other monthly expenses, the debt should not exceed 38% of your monthly income. PITI refers to your total monthly mortgage payment calculated by adding the monthly principal, interest, taxes and insurance for your loan.
  19. Canucks could be a tad less smug and self-congratulatory
  20. harsh. btw 38% of 70K is 2215 / month, not too far off, and it depends what her other debt is.
  21. My 12 yr old already gives me instructions on what NOT to say in public. well, I already annoy them with the long hikes.
  22. EXACTLY. So your attack is meaningless. FW could have stayed home. No difference.
  23. TMI boner, stop shitting on my b-day thread!
  24. The final movement is based on a Ukrainian folk song.
  25. You find it disturbing that I know one of my best friends birthday? Which happens to fall under the same star sign I was born under…… no, i just find you disturbing. and suddenly, i feel sorry for pink. KKKKKK....whats the symphony performing this evening? Liszt, Tchaikovsky (piano concerto #1 - one of my favorites), and Saint Saens organ symphony.
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