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So really what you and JayB are saying is you want people to be charged by risk as long as your premiums aren't affected. Typical

Perhaps it's who I know, but I know more athletes who've required extensive, expensive, knee surgery than morbidly obese. If there's one thing that has policymakers and actuaries in a tizzy these days, it's how to contend with the costs associated with paying for all of the knee-repair bills for amateur athletes. It's actually kind of flattering when people who can't address an argument intelligently, let alone refute it, elect to respond in this fashion.

Perhaps it's who I know, but I know more athletes who've required extensive, expensive, knee surgery than morbidly obese.

It's perfect. You pay in perpetuity for a service you'll never use. Genius!

So by that same logic bulimics and anorexics should receive free care?

shit - I'm set for life based on cc.com spray alone

I'm tired of subsidizing the stupid people in the world. I want them to pay their own way. They don't have to be stupid, they choose to be a dumbass. Lizard brain - you owe me $1,000

at some point the individual isn't capable of monitoring all that goes on in their life and must rely on some agent. Often that agent is called "government" because its proven itself more honest than "the market" (note relative term used)

SELF VALIDATION! I vote we through the skinny fucks in freezing water for 15 minutes. Or just give them a serious traumatic injury and watch them die. Or just end all forms of insurance and make everybody pay for themselves, it's the only way to ensure everyones insurance is accurate.

Do you apply that standard to people working high stress jobs as well?

Case in point JayB

So transferring agency to Nicotine for smoking was not a good sign? Simple statements about personal virtue are rarely effective in producing change amongst people - their only product is a sense of smug selfsatisfaction in the utterer

LOOK ITS A MORON! we should put people like him on bulletainboards so people can point, laugh, and say "haha I'm glad I'm not a dumbass"

BECAUSE PEOPLE ARE STUPID

Not mine! I stick to Scandinavian strumpets and czech courtesans

Which was the title of the prequel porn movie to "Sin Bad: 1001 desert hot nights"

Interesting, very interesting. You spending much time their this winter?

aren't spouses off limits?.....even in spray? this is ultimate papertiger fighting championship now go cry

Don't you mean his wife?

beri beri healthy?

He's married; the asterix denotes suspect data thought not to have occured within recent history.

If I were to go with a guide I'd spring the $$ and hire a private guide to build up a good relationship - the same as I would with a climbing partner I planned to go on a big, long, expensive expedition with. edit; Mountain Madness sold for <$200,000 back in 1997? Goddamn there is no money in guiding!

since the price is unchanged, and the debate on quality has no datapoints, why is buying rice better than mcdonalds? (unless you've got some farcical notion of "high value added")

http://www.goatsrus.com

If you can't find whit substitute boring pedantry