Seahawks Posted March 22, 2007 Posted March 22, 2007 quit pissing about and stay focused on what you need to do to insure your future and leave something to your kids. I try. I have $0 debt and house will be paid off in 11 years. (rate 4.75%) I plan on retiring early and enjoying the outdoors. Hate being in an office. 0 debt = 0 credit improvement Obviously though, you have debt, otherwise your house would not have 11 years left on it. Remember that your mortgage is one of your best writeoffs. And as Strumpett knows, you can write off two homes, not just one. Credit rating is very high, that why rate was so good on house. Your house if have a business there you can write off part of the house and then live in it for years after that and not even have to reconize gain on the depreciation for the business. Excellent little tax loop. Quote
archenemy Posted March 22, 2007 Posted March 22, 2007 Not unless you use your whole house for your business. You can only write off the part you use. And people don't pay the gain on their homes til they sell them. The same will apply to you. Quote
counterfeitfake Posted March 22, 2007 Posted March 22, 2007 you are starting to make an ass of yourself. I think he is finishing to make an ass of himself. Quote
minx Posted March 22, 2007 Posted March 22, 2007 yes he's bragging. most folks that feel the need to spew things like this are unsure of the choices they've made and want validation ie. *i work a million hours a week and go without the little luxuries so that i can retire early and play in the latter half of my life but secretly i wonder if maybe i should've worked a little less and bought a little more gear and played earlier in my life when my physical abilities were better.* I play plenty Cancun was nice in November. Minx true colors coming out. yes my true colors are showing...dark and grey. yes, seahawks, i am a grade A, #1, best in show, bitch. i've never pretended to be anything other than mean, surly, slightly vindictive and bitter. BUT that doesn't change the fact that you were being boastful. 2 weeks in cancun is just manadatory vacation time for a lot of jobs and not even that interesting a locale. so get off your high horse and put your tiny little dick back in your pants. your bank account doesn't matter here and certainly doesn't merit bragging rights. there's plenty of people posting here that have sizable accounts, some are probably debt free, some probably put your networth to shame and none feel the need to brag about it. didn't your mamma teach that it's rude and crass to talk about money? Quote
Mr_Phil Posted March 22, 2007 Posted March 22, 2007 Hey Mr. Phil. wanna compare bank accounts dumb shit? Did think so, Go eat some more and roll that belly. Seahawks 8=D Mr Phil 8===============D Any questions? Quote
archenemy Posted March 22, 2007 Posted March 22, 2007 Unless discussing investment options. But everything else you said, yup. Quote
minx Posted March 22, 2007 Posted March 22, 2007 oooops, sorry, personal issues coming out. i wasn't less of a person when i was dirt poor. i was just broke. Quote
archenemy Posted March 22, 2007 Posted March 22, 2007 I was less of a person. About 15 lbs less. Quote
cj001f Posted March 22, 2007 Posted March 22, 2007 oooops, sorry, personal issues coming out. i wasn't less of a person when i was dirt poor. i was just broke. I usually am. Money makes me fat. Quote
Seahawks Posted March 22, 2007 Posted March 22, 2007 (edited) yes he's bragging. most folks that feel the need to spew things like this are unsure of the choices they've made and want validation ie. *i work a million hours a week and go without the little luxuries so that i can retire early and play in the latter half of my life but secretly i wonder if maybe i should've worked a little less and bought a little more gear and played earlier in my life when my physical abilities were better.* I play plenty Cancun was nice in November. Minx true colors coming out. yes my true colors are showing...dark and grey. yes, seahawks, i am a grade A, #1, best in show, bitch. i've never pretended to be anything other than mean, surly, slightly vindictive and bitter. BUT that doesn't change the fact that you were being boastful. 2 weeks in cancun is just manadatory vacation time for a lot of jobs and not even that interesting a locale. so get off your high horse and put your tiny little dick back in your pants. your bank account doesn't matter here and certainly doesn't merit bragging rights. there's plenty of people posting here that have sizable accounts, some are probably debt free, some probably put your networth to shame and none feel the need to brag about it. didn't your mamma teach that it's rude and crass to talk about money? If I didn't forget he insulted me. Not the reverse so save your speach for him. Edited March 22, 2007 by Seahawks Quote
minx Posted March 22, 2007 Posted March 22, 2007 there's a difference seahawks, his insult was in response to an obvious error on your part. you just attacked like a cornered porcupine instead of acknowledging that you're an idiot...oops...i meant wrong. Quote
minx Posted March 22, 2007 Posted March 22, 2007 hey could someone list the 7 deadly sins for me? Quote
Seahawks Posted March 22, 2007 Posted March 22, 2007 there's a difference seahawks, his insult was in response to an obvious error on your part. you just attacked like a cornered porcupine instead of acknowledging that you're an idiot...oops...i meant wrong. LOl Okay. I see "my obvious error". okay. Quote
cj001f Posted March 22, 2007 Posted March 22, 2007 Right on time. About five minutes ago. sorry, I've been out of the loop. The sprayflexes are rusty Quote
Seahawks Posted March 22, 2007 Posted March 22, 2007 (edited) Set up a yearly mutual fund that automatically withdraws from your checking account monthly. Thats a good way around some tax. I do the 401k at work becuase the company matches. Free money. Roth's are little better becuase you can take them out later tax free. Not only is Seahawks a climbing dumbshit, he's a financial dumbshit as well. Well Minx sounds like my total mistake, some people in March or April will take out lump sum mutual funds to save on the previous year taxes. But hell I don't know what I'm talking about. I only did taxes for years back in the 90's Me an Arch were talking about different things. Edited March 22, 2007 by Seahawks Quote
minx Posted March 22, 2007 Posted March 22, 2007 mutual funds won't cover that Seahawks. An IRA will. too different investment vehicles. you may have mutual funds in your IRA. unless there is a tax loophole i don't know about. Quote
E-rock Posted March 22, 2007 Posted March 22, 2007 (edited) nukular Edited March 22, 2007 by E-rock Quote
cindy666 Posted March 22, 2007 Posted March 22, 2007 hey could someone list the 7 deadly sins for me? ,,,luxuria,,,,,gula,,,,,,,avaritia,,,,,acedia,,,,,,,ira,,,,invidia,,,superbia,,,,,, Quote
cindy666 Posted March 22, 2007 Posted March 22, 2007 thesea siz thing doth the lorgd hate: YEA, SEVEN AREA AN ABOMINATIO NUNTO HIM A PROUD LOOK A LYGIN TONGUE HANDS THAT SHED INNOCENT BLOOKD A HEART THAT DEVISETH WICKED IMAGAINGATIONS FEET THAT G BESWIVT IN RUNNING TO MISCHEIF A FALSE WITHNESS THAT SPEAKETH LIESA HE THAT SOWETH DISCORD AMONG THE BRETHERN ;;;;;;;;;;;;;;;cna i getan amen???????????????? Quote
Mr_Phil Posted March 22, 2007 Posted March 22, 2007 didn't your mamma teach that it's rude and crass to talk about money? I'll disagree with this. Talking about money, sex, and even climbing accomplishments should be encouraged. Using them to measure the relative value of individuals is stupid, however. Quote
cindy666 Posted March 22, 2007 Posted March 22, 2007 ...........its a quenstion of intenetion..............are youj thrying tomake someon els feelb ad...........or yourslef good by putting others donw????????????? Quote
Weekend_Climberz Posted March 22, 2007 Posted March 22, 2007 Is it just me, or is Cindy666 exactly what the devil appears like in their dreams? Quote
tvashtarkatena Posted March 22, 2007 Posted March 22, 2007 (edited) hey could someone list the 7 deadly sins for me? ,,,luxuria,,,,,gula,,,,,,,avaritia,,,,,acedia,,,,,,,ira,,,,invidia,,,superbia,,,,,, Translation: Home theatres, hula dancing, bird watching, olive oil, IRAs, not sharing a new bag of weed, living in suburbia. Fucking bible's weird, man. Edited March 22, 2007 by tvashtarkatena Quote
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