Everybody should buy health insurance! (Unless you are an undocumented non-American worker who will take free service at the emergency room and then head back home, leaving the rest of us to pay for it.) Sure, the cost of health care leaves a lot of us feeling like we are being triple-teamed by Dr.s, drug companies, and insurance co.s. But it is a fact of life, and you need at least a catastrophic insurance policy to keep you from unexpectedly being financially burdened for years if you had a big health problem. Think of it like paying taxes...sux, but ya have to do it!