You said that failure in the private sector (whatever that really means these days) results in disinvestment and eventual liquidation. You're wrong. The large institutions at the top of the American system (FIRE) are continuing to "fail upwards" and get rich through a business model based on smash and grab privatization, hollowing out the real economy, and the outright shakedown of their "customers". Keep on with the mom-and-pop bit, moron, the "small business" teabagger set eats that shit up.