We all just need to work harder, is that it?
I'll see if I can increase my salary at the same pace as medical costs and insurance premiums are increasing. Looks like I have my work cut out.
By your logic perhaps the most noble thing would ne doing away with insurance altogether and paying entirely out of pocket- after all why do need to sponge off insurance companies, maybe you just need to work harder...
no i need to climb harder, play harder, party harder and buy more shit i don't need
.... then sponge off the insurance companies.