I'm not saying that at all. Companies have been shedding pensions for years in the name of competitiveness and flexibility, the governments crying "no money" while passing tax cuts. Essentially, they've both, in the name of "no alternative" traded stability for quick profits and given American workers a poker chip and set them loose in the casino. "Oh, you don't have an economics ( or mathematics?!) degree to understand the derivatives market we've invested your future in? Caveat Emptor, muthafucka!"