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JayB

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Everything posted by JayB

  1. Quite the circular non-explanation there. Poverty and war cause...poverty and war. Ending agricultural subsidies and eliminating tariffs that make it next to impossible for them to sell the stuff that they're good at growing - whether that turns out to be GMO crops or organic, GMO-free dreadlock-delousing paste - in the markets where they can secure the highest prices for them would be much more helpful than a set of cloistered first-world activists trying to make these choices for them.
  2. It's funny, except it's not true. People in Africa are not starving because they are somehow incapable of growing their own food, or because the land is recently unfit for agriculture. It's a policy problem of how their governments are run. They are kept in extreme poverty by warlord dictators, by Western trade policies that force them to grow cash crops rather than their own food and then prevent them from making a sustainable amount of money doing so (see: coffee, cacao), and by their constant refugee status as inter-tribal wars force them to flee from their homes. Besides which, if Africa is so impoverished, why would the solution be highly a commercialized agriculture program where the company (Monsanto, etc.) owns the "rights" to the cultivars, and requires that farmers 1) pay a lot for the specialty seeds, 2) pay a lot more for the required pesticides/whatever, and 3) buy new seeds every year, because it is illegal to save seeds from the plants they've grown? People in Africa are starving because they can't generate sufficient net output to exchange for the money or goods necessary to lift themselves above subsistence poverty. The people of Taiwan, for example, manage to eat just fine, despite the fact that virtually none of their output is composed of edible foodstuffs. Ditto for the folks in Singapore. They get their food the same way that we get our flat-screen TV's - despite the fact that virtually none are produced here. This happens as a result of the same mechanism that you use to feed yourself, despite the fact that you don't have a cattle ranching operation, acres of corn, rice, beans, a brewery, a cannery, a dairy, etc in you backyard. You sell what you do produce for cash, then exchange the cash for all of the things that you can't make yourself. The solution for Africa would be to concentrate on exploiting whatever comparative advantages they have that generate the most net income for them, and using the proceeds to buy everything else. That might be anything from whisking busloads of elderly westerners past a pack of hyenas in an air-conditioned bus, to assembling widgets, to monetizing the guilt of first-world activists by selling them overpriced trinkets in Bono endorsed kiosks next to the Hot Topic store at the mall...to highly mechanized, fossil-fuel intensive production of GMO crops. Completely depends on an infinite variety of local circumstances that are constantly changing and can't be known, much less understood and effectively harnessed by any centralized authority. This fundamental oversight, when combined with tariff and subsidy laden trade and agricultural policies that make it next to next to impossible for the folks in Africa to compete even in the agricultural/industrial arenas where they do have an advantage over the rest of the world. Layer political models that concentrate economic and political power in a centralized government that change the stakes of political change from tending to the business of the state to personally commanding all of the resources in the state on top of everything else and voila...Hobbesian nightmare of staggering proportions. Toss in massive amounts of fungible aid that can be easily confiscated and re-sold if you want to really get the downward spiral swirling.
  3. A comforting mythology for you to be sure. Reality is rather more complicated though: Complicated. Hmmm - yes. The "march, chant, confiscate, nationalize, eliminate competition and trade" development model has certainly complicated the lives of folks who have embraced it or had it imposed on them. Which one's your favorite at the moment? Mine's Zimbabwe.
  4. Ha! As if the global poor are neither capable of or haven't been articulating their own resistances to capitalist globalization in every corner of the planet. Where have you been for the last ten years? Speaking of "Resistance"... Gets better every time....
  5. From 'The New Republic'...tee hee... "Green had moved beyond politics. Gestures that were once mundane--bringing your own grocery bags to the store, shopping for secondhand clothes, taking the subway--were suddenly infused with grand significance. Actions like screwing in light bulbs, inflating tires, and weatherizing windows gained fresh urgency. A new generation of urban hipsters, led by Colin Beavan, a charismatic writer in Manhattan who had branded himself "No Impact Man," proselytized the virtues of downscaling--dumpster-diving, thrift-store shopping, and trading in one's beater car for a beater bike--while suburban matrons proudly clutched copies of Michael Pollan's In Defense of Food and came to see the purchase of each $4 heirloom tomato at the farmer's market as an act of virtue.... Of course, environmentalism itself has not disappeared. Earth Day was celebrated last week, magazines and marketers continue to use green to sell to upscale audiences, and legislation to cap carbon emissions, albeit heavily watered-down, could still pass Congress. But the cultural moment marked by the ubiquity of green self-help, apocalypse talk, and cheery utopianism has passed. It is tempting to reduce this retrenchment to economic pressures alone, with concrete short-term concerns trumping more abstract worries about the future. But a closer look at the causes of the green bubble reveals a more complicated story, not just about the nature of environmentalism but about modern American life itself. At the same time that liberal professionals were feeling estranged politically, they were also feeling alienated personally and socially. For perhaps the first time in history, according to New York University sociologist Dalton Conley's new book, Elsewhere, U.S.A., American elites were working longer hours than the poor. They were making more money, but the price they paid was longer commutes, the commodification of everything (from private schools to bottled water), and less time for themselves, their families, and their friends. Inequality skyrocketed during the 1990s, resulting both in new affluence for the wealthiest 20 percent and in heightened social anxiety. In these conditions, upper-middle-class liberals started questioning and resenting hyper-materialism, even while enjoying the status and comfort it offered. Little surprise, then, that they would start buying a whole new class of products to demonstrate their ecological concern. Green consumption became what sociologists call "positional consumption"--consumption that distinguishes one as elite--and few things were more ecopositional than the Toyota Prius, whose advantage over other hybrid cars was its distinctive look. A 2007 survey that appeared in The New York Times found that more Prius owners (57 percent) said they bought the car because it "makes a statement about me" than because of its better gas mileage (36 percent), lower emissions (25 percent), or new technology (7 percent). Prius owners, the Times concluded, "want everyone to know they are driving a hybrid." The status effects were so powerful that, by early 2009, Honda's new Insight Hybrid had been reshaped to look like the triangular Prius. Of course, for many greens, healing required more than a new kind of consumption, however virtuous. In The New York Times Magazine's 2008 Earth Day issue, Michael Pollan argued that climate change was at bottom a crisis of lifestyle and personal character--"the sum of countless little everyday choices"--and suggested that individual actions, such as planting backyard gardens, might ultimately be more important than government action to repair the environment. Pollan half-acknowledged that growing produce in your backyard was ecologically irrelevant, but "there are sweeter reasons to plant that garden," he wrote. "[Y]ou will have begun to heal the split between what you think and what you do, to commingle your identities as consumer and producer and citizen." ...It's easy enough to point out the insignificance of planting a garden, buying fewer clothes, or using fluorescent bulbs. After all, we can't escape the fact that we depend on an infrastructure--roads, buildings, sewage systems, power plants, electrical grids, etc.--that requires huge quantities of fossil fuels. But the ecological irrelevance of these practices was beside the point. What downscalers offered was not a better way to reduce emissions, but rather, a way to reduce guilt. In 2007, we asked environmentalists in focus groups about green consumption. None thought that consuming green would do much of anything to address a huge challenge like global warming. They did it anyway, they said, because it made them feel better. ...Against nostalgic accounts like Howard Zinn's A People's History of the United States, most social-change movements are started and directed by the relatively affluent and well-educated, from the preacher-led civil rights movement to modern feminism to gay rights. The problem is not that most greens are elites, per se, but rather that too few of them acknowledge the material basis for their ecological concern and that too many reject the modern project of expanding prosperity altogether... There are, to be sure, negative and disorienting aspects of modern life: pollution, alienation, loneliness, inequality, and the proliferation of choices. But the truth is that, while we often talk of our desire for greater community and interconnectedness, we choose ever more privacy, autonomy, and personal freedom. Few of even the most ardent greens could seriously imagine subsuming their individual identities to a pre-agrarian tribe, or abandoning their office jobs for a life of hard agricultural labor. The retreat from older forms of community, and the move toward greater individuation, is universal and largely positive. Colin Beavan and Michael Pollan lament, respectively, the loss of community and the loss of connection between humans and the land. But both choose to live alone with their families in cities, not on agricultural communes, and both express themselves as unique thinkers and writers. Nonetheless, it has become an article of faith among many greens that the global poor are happier with less and must be shielded from the horrors of overconsumption and economic development--never mind the realities of infant mortality, treatable disease, short life expectancies, and grinding agrarian poverty. The convenient and ancient view among elites that the poor are actually spiritually rich, and the exaggeration of insignificant gestures like recycling and buying new lightbulbs, are both motivated by the cognitive dissonance created by simultaneously believing that not all seven billion humans on earth can "live like we live" and, consciously or unconsciously, knowing that we are unwilling to give up our high standard of living. This is the split "between what you think and what you do" to which Pollan refers, and it should, perhaps, come as no surprise that so many educated liberals, living at the upper end of a social hierarchy that was becoming ever more stratified, should find the remedies that Pollan and Beavan offer so compelling. But, while planting a backyard garden may help heal the eco-anxieties of affluent greens, it will do little to heal the planet or resolve the larger social contradictions that it purports to address...."
  6. you might be mistaken about "catastrophic insurance" policies, or you have looked at policies which i am unfamiliar with. most of these policies i am familiar with have a high deductible, a certain percentage copay for hospital visits or other procedures, with a cap on maximum out-of-pocket costs for policy holder (always(?) under 10 grand). correct me if i'm wrong. $186/month gets two of us 5k deductible, 20% copay thereafter, 10K maximum out of pocket per-year, two million lifetime coverage. Our primary goal is to limit the maximum costs of a medical catastrophe, not enroll in a pre-paid monthly plan that costs considerably more than the health care that we're actually likely to use in anything less than a catastrophe. Ergo it might not be for everyone, but it looked like the coverage that made the most since for us.
  7. JayB

    Health care

    Yes.
  8. JayB

    Health care

    Friedman pretty well summed it up. "If you think healthcare's expensive now, just wait until it's free." ------------------------------------------------------------------- It's also worth pondering precisely how much good getting an insurance policy does for you when price controls restrict the supply of primary physicians at the same time that demand for their services increases. Particularly when you have to get a PCP's referral for diagnostics, specialist visits, etc. How come there's a shortage of PCP's? Couldn't have anything to do with government price control schemes, could it? The next well-intentioned development in the devolution of medical care was the mechanism by which medical fees were set, a system called Resource-Based Relative Value Scale (RBRVS). This was the invention of Professor William Hsiao, an actuary at the Harvard School of Public Health. RBRVS attempted to price every item in medical care based on the resources required to create it. Procedures or devices that were expensive to make were priced higher. Physicians who required more training and preparation were paid more. What a dream for insurance companies—pricing without negotiation. In any industry but medicine, this would be called "price fixing" and probably be illegal. Instead, RBRVS was immediately adopted by Medicare in 1988. It has been a fixture in insurance reimbursement ever since. Unfortunately, there was a problem with RBRVS—it killed primary care. Just as bad, it caused a natural migration to more and more expensive treatments. The primary-care doctors didn't have expensive procedures, and they didn't spend as many years in training as the specialists. In the RBRVS world, they were nearly worthless. In real markets, prices are determined by what customers value and are willing to pay: Too high a price, no sale. In health care, if it is expensive to produce, we pay more. If you want to understand why American medical care is dominated by specialists doing expensive procedures, you need look no further than this. Despite growing mountains of data showing that medical systems dominated by primary-care physicians produce better health outcomes at lower cost, we persist with an insurance system programmed to annihilate primary care and encourage expensive procedures. Good summary of the effects of third party payment/rationing on healthcare... The primary physician shortage is already a reality in MA. The state had a problem before they implemented their strategies to cover everyone, but it's become considerably worse since then. Guess what happens when people are sick and worried and either can't find a doctor, or can't see them in less than six weeks?
  9. JayB

    Health care

    How about "I'm cool with allowing any possible infringements on our liberty like (get ready for this bombshell) mandatory seat belt laws (shivers) to work their way through the normal legislative process that you and yours are so keen to remind us is the best system in human history like any other laws rather than satisfying any and all theoretical potential ideological boogymen that you can toss out while people are dying because they can't afford healthcare". That's what I meant. Or..."Hey, I'm cool with the state outlawing stuff in exchange for single payer." Got it. People die because of the rationing imposed by single-payer systems as well - which a quick look at the comparative survival stats for various cancers will readily show. The mortality and morbidity stemming from inferior trauma care, inadequate diagnostic capabilities, delayed treatment, etc are just as real as the deaths from the lack of health insurance. Ditto for the people who have and will die as a consequence of the drugs and other medical innovations that haven't and won't be developed as a result of price controls imposed by various governments - even though they're impossible to determine. How about people who can't afford coverage because the mandates that legislatures have imposed make even the least expensive coverage vastly more expensive than it would be otherwise? If your goal is simply to insure that everyone has coverage, it'd be much cheaper to simply give anyone who couldn't afford private insurance (A) or wasn't already covered by an existing government program (B) already - (care to venture what percentage of the uninsured are left after controlling for A and B) - income indexed subsidies and tax credits to purchase high deductible plans and fund their HSA's to some threshold of the deductible. Or you can pretend that the only mechanism for doing so is via nationalization/single-payer.
  10. JayB

    Health care

    Nope, the people enable the state to regulate the pushers for suicidal behavior. More lies and fear-mongering. Western democracies with single payer formula have better healthcare than we do, private practioners and HMO's that make health related decisions, private addtionial health insurance for those who need it, and no rationing. 1. Who are the "pushers for suicidal behavior," what qualifies as such, who makes that decision, and what additional powers would you like to give the government in order to prohibit/criminalize it? 2. Better by what definition? Spare me another iteration of life-expectancy/infant-mortality argument. 3. What part of the state deciding who's too old to bother treating, who's too ill to continue tying to save, how injuries get diagnosed, which injuries get treated, how they get treated, and when, which chemo options are too costly, how much money gets allocated for surgical services, etc don't constitute rationing? I heard about all of the above on a case-by-case basis for months in a country that supposedly has no rationing. Rationing will be a fixture of any system, the only question is who makes the calls when the time comes to make choices that involve various tradeoffs. The only real question is whether its better to allocate the same pool of resources in a way that leaves the vast majority of those decisions in the hands of individuals or third party payers. If we're left with only a choice between the latter, it's worth asking whether a cash-strapped state monopoly that's immune from liability or a competitive insurance market that has to answer to both the state and the consumers is more likely to have the means and motive to enforce the more stringent rationing. 4. Once you strip away the effects of public-to-private cost shifting, rationing, and bogus accounting the cost advantages of publicly administered care completely disappear. Ever look at the administrative costs of non-Medicare programs? The reason that Medicare's administrative costs tend to be significantly lower than other government programs have quite a bit to do with the bogus accounting that I've detailed elsewhere, but they also have quite a bit to do with the fact that the government doesn't administer the claims directly. It solicits bids from private contractors who do the administering per Medicare's rules - which is probably one reason why overbilling and fraud are far more costly for Medicare than private insurers who spend the money necessary to combat these problems effectively.
  11. JayB

    Health care

    So - the argument isn't that the state hasn't/won't use the "the state's paying for the ill effects of (insert unpopular behavior that sane adults choose to do to themselves here), the state has the right to outlaw it" rationale if given the chance. It's that the fact that you're willing to exchange whatever liberties the state deems necessary to restrict in the name of cost-containment in exchange for whatever security you expect a third party rationing mechanism run by a state monopoly to provide. Or "Hey, I'm cool with the state outlawing stuff in exchange for single payer." Might as well be clear about it.
  12. JayB

    Health care

    What's your understanding of the rationale used to justify compulsory seatbelt and helmet laws for adults? Drug prohibition? The government is unlikely to outlaw dangerous, fringe activities for the simple fact that very few people participate in...dangerous fringe activities, and the simple lack of resources would make such bans next to impossible to enforce even if legislators thought that doing so was desirable. Motive - yes. Means - not likely. However, if you are someone that participates in a more popular activity that's likely to impose significant aggregate health-related costs on the state - it's quite a bit more likely that a state funded and administered healthcare monopoly will have both a strong motive to curtail whatever potentially costly behavior that you are engaging in. Whether the state/monopoly-healthcare-provider will ever try to procure the means necessary to inhibit whatever bit of potentially costly, non-fringey personal freedom that you're exercising is an open question - whether they'll have the motive to isn't. Not sure "It hasn't happened yet, therefore it won't" is a heuristic that I'd be willing to bet all of my chips on in that context. There's probably a few brewers/distillers that set up shop in 1919 that wish they wouldn't have followed that approach...
  13. JayB

    Health care

    He'd first have to show that not providing affordable health coverage to people is cheaper than giving them treatment in the emergency room because of that dangerous "socialist" idea, the hypocratic oath. What the national tab for caring for the uninsured vs cost shifting by Medicare/Medicaid? What does the data from MA suggest? Making sure that everyone has the resources necessary to procure healthcare doesn't necessarily require forcing them into a third-party cost-containment algorithm based on forcing medical decisions into rigid compliance with a set of abstract statistical aggregates.
  14. JayB

    Adios Nueva Yersey

    Dude! That's awesome! Congrats - you deserve it! Hopefully nothing but positive stuff precipitated the move out of 'Joisey.
  15. Jim: 1. There are serious problems with dividing the total spending on healthcare in a given country and dividing by the population - at least if you are interested in comparing apples to apples. How much is discretionary, does it make more sense to compare non-discretionary spending between states with significant differences in per-capita income in terms of dollars or percentage of income, etc? Are we interested in apples-to-apples comparisons here, or not? 2. I lived right next door to a hospital in NZ, and heard about the disposition of hundreds of cases and the parameters that drove the state's decision making regarding who got what care - since my wife treated those patients herself and dealt directly with the administrators. At least in NZ - you don't get the treatment that you and your doctor agree upon, you get the treatment that the state allows. I'm not out to disparage their system here - just to inform you that the state rationing system in place there, coupled with very little recourse for patients and families in the event of malpractice (which tends to happen as soon as the payouts for lawsuits/settlements start coming directly out of the state's pockets), results in limitations on care that are considerably more severe than those that prevail here. When we're comparing alternatives, let's be honest and admit that we're comparing alternate rationing mechanisms. On one side we have competing sets of algorithmic third-party rationing mechanisms with incentives that are at best poorly aligned with those of their ostensible beneficiaries, and at worst completely at odds with them. If you think that a set of competing private insurers subject to the restraints of competition, government oversight, and monetary liability is going to impose more severe limitations on care than a government monopoly that's subject to none of these - I hope you'll explain how and why that's the case. A high-deductible/HSA model coupled with income indexed credits and subsidies is off the table would likely cost less, do a better job of aligning the incentives of patients and providers, and leave people in control over the rationing of 95% of the medical choices that they'll ever have to make - but since that's largely off the table at this point I'll leave it at a discussion of third-party rationing via a competitive private system or a public monopoly. 3. Costs. How do CHAMPUS, Medicaid, SCHIP and other government programs stack up in terms of administrative costs? If you want to stick to medicare - how certain are you that the comparisons of administrative costs are both meaningful and accurate? Here's an argument that they aren't: "Advocates of a public plan assert that Medicare has administrative costs of 3 percent (or 6 to 8 percent if support from other government agencies is included), compared to 14 to 22 percent for private employer-sponsored health insurance (depending on which study is cited), or even more for individually purchased insurance. They attribute the difference to superior efficiency of government,[1] private insurance companies' expenditures on marketing,[2] efforts to deny claims,[3] unrestrained pursuit of profit,[4] and high executive salaries.[5] However, on a per-person basis Medicare's administrative costs are actually higher than those of private insurance--this despite the fact that private insurance companies do incur several categories of costs that do not apply to Medicare. If recent cost history is any guide, switching the more than 200 million Americans with private insurance to a public plan will not save money but will actually increase health care administrative costs by several billion dollars. Fuzzy Math Medicare patients are by definition elderly, disabled, or patients with end-stage renal disease, and as such have higher average patient care costs, so expressing administrative costs as a percentage of total costs gives a misleading picture of relative efficiency. Administrative costs are incurred primarily on a fixed or per-beneficiary basis; this approach spreads Medicare's costs over a larger base of patient care cost. Even if Medicare and private insurance had identical levels of administrative efficiency, Medicare would appear to be more efficient merely because of an artifact of the arithmetic of percentages--Medicare's identical administrative costs per person would be divided by a larger number for patient care costs. Imagine, for a moment, that Fred and Jane each have a credit card from a different bank. Fred charges $5,000 a month, and Jane charges $1,000 a month. Suppose it costs each bank $5 to produce and send a plastic credit card when the account is opened. That $5 "administrative cost" is a much lower percentage of Fred's monthly charges than it is of Jane's, but that does not mean Fred's bank is more efficient. It is purely a mathematical artifact of Fred's charging pattern, and it would be silly to compare the efficiency of bank operations on that basis. Yet that is how many analysts compare Medicare with private insurance. Background Administrative costs are customarily expressed as a percentage of total costs, that total being the sum of administrative costs and health benefit claims paid. In the case of Medicare, the cost to the Centers for Medicare and Medicaid Services (CMS) of operating the Medicare program has ranged in recent years from 2.8 to 3.4 percent; adding in costs incurred by other government agencies in support of Medicare brings the total to a range of 5.7--6.4 percent.[6] In the case of private insurance, administrative costs are measured by the difference between premiums collected and claims paid. The result is that this includes some costs that are not really "administrative." For example, many private insurers provide disease management services for patients with chronic conditions and/or on-call nurses for patients to consult by phone. Because these services are provided directly by the insurance company, they do not result in a claim being paid. In addition, most states impose a "premium tax" on health insurers; this tax is obviously not a health benefit claim. However, because all non-benefit costs are defined as "administrative," these and other similar expenditures are reported as administrative costs. In recent years, these so-called "administrative costs" have accounted for 11.4--13.2 percent of total health insurance premiums.[7] Why Measuring Administrative Costs as a Percentage Is Misleading Administrative costs can be divided broadly into three categories: 1. Some costs, such as setting rates and benefit policies, are incurred regardless of the number of beneficiaries or their level of health care utilization and may be regarded as "fixed costs." 2. Other costs, such as enrollment, record-keeping, and premium collection costs, depend on the number of beneficiaries, regardless of their level of medical utilization. 3. Claims processing depends primarily on the number of claims for benefits submitted. Claims processing is the only category that is at all sensitive to the level of health care utilization, and it is more correlated with the number of claims than on the cost or intensity of service provided on each claim. Furthermore, it represents only a very small share of administrative costs. For example, in the case of Medicare, the total claims processing expenditure in FY 2005 was $805.3 million,[8] which represented 4.04 percent of Medicare's administrative costs--which is, in turn, only 0.234 percent (less than 24 cents for every $100) of total Medicare outlays.[9] Clearly, only an extremely small portion of administrative costs are related to the dollar value of health care benefit claims. Expressing these costs as a percentage of benefit claims gives a misleading picture of the relative efficiency of government and private health plans. Medicare beneficiaries are by definition elderly, disabled, or patients with end-stage renal disease. Private insurance beneficiaries may include a small percentage of people in those categories, but they consist primarily of people are who under age 65 and not disabled. Naturally, Medicare beneficiaries need, on average, more health care services than those who are privately insured. Yet the bulk of administrative costs are incurred on a fixed program-level or a per-beneficiary basis. Expressing administrative costs as a percentage of total costs makes Medicare's administrative costs appear lower not because Medicare is necessarily more efficient but merely because its administrative costs are spread over a larger base of actual health care costs. Administrative Costs per Person When administrative costs are compared on a per-person basis, the picture changes. In 2005, Medicare's administrative costs were $509 per primary beneficiary, compared to private-sector administrative costs of $453. In the years from 2000 to 2005, Medicare's administrative costs per beneficiary were consistently higher than that for private insurance, ranging from 5 to 48 percent higher, depending on the year (see Table 1). This is despite the fact that private-sector "administrative" costs include state health insurance premium taxes of up to 4 percent (averaging around 2 percent, depending on the state)--an expense from which Medicare is exempt--as well as the cost of non-claim health care expenses, such as disease management and on-call nurse consultation services."
  16. Might as well get to specifics here and cite both the details of the policies that you have in mind, the manner in which they hand over unchecked power to the state, and how that renders them consistent with the free-trade, free-speech, anti-prohibition, etc arguments that I've made here.
  17. If you want to discuss various statistical aggregates and how they specifically implicate the morals of a particular country or ideology, I'll be happy to have those discussions in due time. You may have a compelling set of facts and logic to support the claim that the absence of a universal single-payer health care renders every American the moral equivalent jihadists, for example, and I hope that you'll give that argument the lengthy treatment that it deserves as soon as you can. In the meantime, I hope that you'll spare a moment to respond to the arguments put forth by Hamid about the connection between specific tenets of the Muslim faith and violent acts of jihad directed against civilians, etc, and use your superior knowledge of Islam to demonstrate why he and the other reformers, apostates, etc that have spoken out and share his agenda are wrong. You might also spell out precisely what, exactly, qualifies you to evaluate the convictions of those who self-identify as Muslims and who publicly proclaim themselves as such aren't, in fact, Muslims. "For 20 years, I have preached a reformed interpretation of Islam that teaches peace and respects human rights. I have consistently spoken out--with dozens of other Muslim and Arab reformers--against the mistreatment of women, gays and religious minorities in the Islamic world. We have pointed out the violent teachings of Salafism and the imperative of Westerners to protect themselves against it. Yet according to CAIR's Michigan spokeswoman, Zeinab Chami, I am "the latest weapon in the Islamophobe arsenal." If standing against the violent edicts of Shariah law is "Islamophobic," then I will treat her accusation as a badge of honor. Muslims must ask what prompts this "phobia" in the first place. When we in the West examine the worldwide atrocities perpetrated daily in the name of Islam, it is vital to question if we--Muslims--should lay the blame on others for Islamophobia or if we should first look hard at ourselves. According to a recent Pew Global Attitudes survey, "younger Muslims in the U.S. are much more likely than older Muslim Americans to say that suicide bombing in the defense of Islam can be at least sometimes justified." About one out of every four American Muslims under 30 think suicide bombing in defense of Islam is justified in at least some circumstances. Twenty-eight percent believe that Muslims did not carry out the 9/11 attacks and 32% declined to answer that question. While the survey has been represented in the media as proof of moderation among American Muslims, the actual results should yield the opposite conclusion. If, as the Pew study estimates, there are 2.35 million Muslims in America, that means there are a substantial number of people in the U.S. who think suicide bombing is sometimes justified. Similarly, if 5% of American Muslims support al Qaeda, that's more than 100,000 people. To bring an end to Islamophobia, we must employ a holistic approach that treats the core of the disease. It will not suffice to merely suppress the symptoms. It is imperative to adopt new Islamic teachings that do not allow killing apostates (Redda Law). Islamic authorities must provide mainstream Islamic books that forbid polygamy and beating women. Accepted Islamic doctrine should take a strong stand against slavery and the raping of female war prisoners, as happens in Darfur under the explicit canons of Shariah ("Ma Malakat Aimanikum"). Muslims should teach, everywhere and universally, that a woman's testimony in court counts as much as a man's, that women should not be punished if they marry whom they please or dress as they wish. We Muslims should publicly show our strong disapproval for the growing number of attacks by Muslims against other faiths and against other Muslims. Let us not even dwell on 9/11, Madrid, London, Bali and countless other scenes of carnage. It has been estimated that of the two million refugees fleeing Islamic terror in Iraq, 40% are Christian, and many of them seek a haven in Lebanon, where the Christian population itself has declined by 60%. Even in Turkey, Islamists recently found it necessary to slit the throats of three Christians for publishing Bibles. Of course, Islamist attacks are not limited to Christians and Jews. Why do we hear no Muslim condemnation of the ongoing slaughter of Buddhists in Thailand by Islamic groups? Why was there silence over the Mumbai train bombings which took the lives of over 200 Hindus in 2006? We must not forget that innocent Muslims, too, are suffering. Indeed, the most common murderers of Muslims are, and have always been, other Muslims. Where is the Muslim outcry over the Sunni-Shiite violence in Iraq? Islamophobia could end when masses of Muslims demonstrate in the streets against videos displaying innocent people being beheaded with the same vigor we employ against airlines, Israel and cartoons of Muhammad. It might cease when Muslims unambiguously and publicly insist that Shariah law should have no binding legal status in free, democratic societies. It is well past time that Muslims cease using the charge of "Islamophobia" as a tool to intimidate and blackmail those who speak up against suspicious passengers and against those who rightly criticize current Islamic practices and preachings. Instead, Muslims must engage in honest and humble introspection. Muslims should--must--develop strategies to rescue our religion by combating the tyranny of Salafi Islam and its dreadful consequences. Among more important outcomes, this will also put an end to so-called Islamophobia. Dr. Hamid, a onetime member of Jemaah Islamiya, an Islamist terrorist group, is a medical doctor and Muslim reformer living in the West."
  18. your "most fucked up religion on the planet" award must take into account the entire history of the religion, no? the recent outbreak of muslim insanity can be balanced against a great deal of stabilty and reasonability in the previous centuries. at any rate, no matter what they profess, most folks' true religion is greed, and that is no doubt a better candidate for your vaunted accolade I think it's worth taking the historical track record into account, and I'm more than happy to give Muslims credit for being less barbaric than Europeans during the crusades, etc - but there's only so far take your moral accounting before you start placing modern-day Swedes on an equal footing with the Taliban because of their propensity to rampage and pillage in the 11th and 12th centuries... Not very pithy, I know, but it's probably helpful to remember that, even if many tens of thousands of Muslims are violently radicalized (and that would be generous), that would represent less than 1/1000th of a percent of the total worldwide population of 1.4+ billion. These evildoers are hardly an accurate representation of the faith in general. If you think they are, then by the same statistical logic all Americans are homocidal hermaphrodites. "The Trouble With Islam Sadly, mainstream Muslim teaching accepts and promotes violence. by TAWFIK HAMID Tuesday, April 3, 2007 12:01 A.M. EDT Not many years ago the brilliant Orientalist, Bernard Lewis, published a short history of the Islamic world's decline, entitled "What Went Wrong?" Astonishingly, there was, among many Western "progressives," a vocal dislike for the title. It is a false premise, these critics protested. They ignored Mr. Lewis's implicit statement that things have been, or could be, right. But indeed, there is much that is clearly wrong with the Islamic world. Women are stoned to death and undergo clitorectomies. Gays hang from the gallows under the approving eyes of the proponents of Shariah, the legal code of Islam. Sunni and Shia massacre each other daily in Iraq. Palestinian mothers teach 3-year-old boys and girls the ideal of martyrdom. One would expect the orthodox Islamic establishment to evade or dismiss these complaints, but less happily, the non-Muslim priests of enlightenment in the West have come, actively and passively, to the Islamists' defense. These "progressives" frequently cite the need to examine "root causes." In this they are correct: Terrorism is only the manifestation of a disease and not the disease itself. But the root-causes are quite different from what they think. As a former member of Jemaah Islamiya, a group led by al Qaeda's second in command, Ayman al-Zawahiri, I know firsthand that the inhumane teaching in Islamist ideology can transform a young, benevolent mind into that of a terrorist. Without confronting the ideological roots of radical Islam it will be impossible to combat it. While there are many ideological "rootlets" of Islamism, the main tap root has a name--Salafism, or Salafi Islam, a violent, ultra-conservative version of the religion. It is vital to grasp that traditional and even mainstream Islamic teaching accepts and promotes violence. Shariah, for example, allows apostates to be killed, permits beating women to discipline them, seeks to subjugate non-Muslims to Islam as dhimmis and justifies declaring war to do so. It exhorts good Muslims to exterminate the Jews before the "end of days." The near deafening silence of the Muslim majority against these barbaric practices is evidence enough that there is something fundamentally wrong. The grave predicament we face in the Islamic world is the virtual lack of approved, theologically rigorous interpretations of Islam that clearly challenge the abusive aspects of Shariah. Unlike Salafism, more liberal branches of Islam, such as Sufism, typically do not provide the essential theological base to nullify the cruel proclamations of their Salafist counterparts. And so, for more than 20 years I have been developing and working to establish a theologically-rigorous Islam that teaches peace. Yet it is ironic and discouraging that many non-Muslim, Western intellectuals--who unceasingly claim to support human rights--have become obstacles to reforming Islam. Political correctness among Westerners obstructs unambiguous criticism of Shariah's inhumanity. They find socioeconomic or political excuses for Islamist terrorism such as poverty, colonialism, discrimination or the existence of Israel. What incentive is there for Muslims to demand reform when Western "progressives" pave the way for Islamist barbarity? Indeed, if the problem is not one of religious beliefs, it leaves one to wonder why Christians who live among Muslims under identical circumstances refrain from contributing to wide-scale, systematic campaigns of terror. Politicians and scholars in the West have taken up the chant that Islamic extremism is caused by the Arab-Israeli conflict. This analysis cannot convince any rational person that the Islamist murder of over 150,000 innocent people in Algeria--which happened in the last few decades--or their slaying of hundreds of Buddhists in Thailand, or the brutal violence between Sunni and Shia in Iraq could have anything to do with the Arab-Israeli conflict. Western feminists duly fight in their home countries for equal pay and opportunity, but seemingly ignore, under a façade of cultural relativism, that large numbers of women in the Islamic world live under threat of beating, execution and genital mutilation, or cannot vote, drive cars and dress as they please. The tendency of many Westerners to restrict themselves to self-criticism further obstructs reformation in Islam. Americans demonstrate against the war in Iraq, yet decline to demonstrate against the terrorists who kidnap innocent people and behead them. Similarly, after the Madrid train bombings, millions of Spanish citizens demonstrated against their separatist organization, ETA. But once the demonstrators realized that Muslims were behind the terror attacks they suspended the demonstrations. This example sent a message to radical Islamists to continue their violent methods. Western appeasement of their Muslim communities has exacerbated the problem. During the four-month period after the publication of the Muhammad cartoons in a Danish magazine, there were comparatively few violent demonstrations by Muslims. Within a few days of the Danish magazine's formal apology, riots erupted throughout the world. The apology had been perceived by Islamists as weakness and concession. Worst of all, perhaps, is the anti-Americanism among many Westerners. It is a resentment so strong, so deep-seated, so rooted in personal identity, that it has led many, consciously or unconsciously, to morally support America's enemies. Progressives need to realize that radical Islam is based on an antiliberal system. They need to awaken to the inhumane policies and practices of Islamists around the world. They need to realize that Islamism spells the death of liberal values. And they must not take for granted the respect for human rights and dignity that we experience in America, and indeed, the West, today. Well-meaning interfaith dialogues with Muslims have largely been fruitless. Participants must demand--but so far haven't--that Muslim organizations and scholars specifically and unambiguously denounce violent Salafi components in their mosques and in the media. Muslims who do not vocally oppose brutal Shariah decrees should not be considered "moderates." All of this makes the efforts of Muslim reformers more difficult. When Westerners make politically-correct excuses for Islamism, it actually endangers the lives of reformers and in many cases has the effect of suppressing their voices. Tolerance does not mean toleration of atrocities under the umbrella of relativism. It is time for all of us in the free world to face the reality of Salafi Islam or the reality of radical Islam will continue to face us. Dr. Hamid, a onetime member of Jemaah Islamiya, an Islamist terrorist group, is a medical doctor and Muslim reformer living in the West. "
  19. Classical liberalism = anarchist? Really? Interesting perspective. Handing over unchecked power to the state, even if it happens to be ruled by a clique of leftist intellectuals with the best of intentions, seems a touch dubious as the best way to promote, much less secure anything that could be described as social progress, but I'd be more than happy to read any defense of this idea that you care to offer.
  20. your "most fucked up religion on the planet" award must take into account the entire history of the religion, no? the recent outbreak of muslim insanity can be balanced against a great deal of stabilty and reasonability in the previous centuries. at any rate, no matter what they profess, most folks' true religion is greed, and that is no doubt a better candidate for your vaunted accolade I think it's worth taking the historical track record into account, and I'm more than happy to give Muslims credit for being less barbaric than Europeans during the crusades, etc - but there's only so far take your moral accounting before you start placing modern-day Swedes on an equal footing with the Taliban because of their propensity to rampage and pillage in the 11th and 12th centuries... Not very pithy, I know, but it's probably helpful to remember that, even if many tens of thousands of Muslims are violently radicalized (and that would be generous), that would represent less than 1/1000th of a percent of the total worldwide population of 1.4+ billion. These evildoers are hardly an accurate representation of the faith in general. If you think they are, then by the same statistical logic all Americans are homocidal hermaphrodites. I personally think that the more salient metric is the percentage of all deliberate ideologically driven attacks on/slayings of civilians over the course of the past 30 years that have been perpetrated by Muslims relative to all other faiths. It's also worth examining the motives of the people committing these attacks as they themselves understand and justify them, the long established ideological/theological infrastructure that recruits, funds, sustains, motivates and posthumously justifies them. In the end, the most effective means of dispelling a connection between Islam and retrograde barbarism in the minds of non-Muslims will be a vigorous, sustained, public repudiation of all of the above by the other 1.39999999 billion Muslims. I suspect that most of the non-Muslim world is eagerly awaiting such a movement and will greet it with open arms when and if it ever materializes. Not about Muslims as people, but about an ideology that claims their faith as the central motivation for what they believe and do. Hopefully they'll start to listen to guys like Tawfik Hamid and respond accordingly: http://www.pointofinquiry.org/tawfik_hamid_my_life_as_a_muslim_terrorist/ "Tawfik Hamid, an expert on Islamic terrorism, joined the Islamic group Muslim GI (al-Gama’a al-Islamiyya) in Egypt, while in medical school. His colleagues in the terror movement included Al Zawaherri, then a friend with whom Tawfik used to pray, and now the number 2 person of Al Qaeda. Eventually Dr. Hamid questioned the feelings of hatred and impulses to violence that his participation in extremist Islam was fomenting within him. He became a physician, and also a scholar of Islamic texts. When he began to preach in Mosques to promote a message of peace instead of violence and hatred, he himself became a target of the Islamic extremists who had previously been his friends. They threatened his life, forcing him and his family to flee Egypt , and then Saudi Arabia . His appearance on Fox TV in early 2006 and his testimony at the first major Intelligence Summit in Washington have further established him as a leading authority on global terror movements. He explains why extremist Islam is far more prevalent and poses a far more serious threat than most Americans appreciate to our economy, ecology, and national security. In this discussion with D.J. Grothe, Tawfik Hamid discusses his experiences with extremist Islam and the Al Quada affiliated organization he joined, the question of moderate Islam and moderate Muslim organizations such as the Council on Islamic American Relations. He also explores the dire need for Islam to be reformed, and the recent CFI-sponsored Secular Islam Summit in St. Petersburg, Florida. Also in this episode, Ibn Warraq reads the Declaration from the Secular Islam Summit, which has received worldwide press and grassroots attention."
  21. your "most fucked up religion on the planet" award must take into account the entire history of the religion, no? the recent outbreak of muslim insanity can be balanced against a great deal of stabilty and reasonability in the previous centuries. at any rate, no matter what they profess, most folks' true religion is greed, and that is no doubt a better candidate for your vaunted accolade I think it's worth taking the historical track record into account, and I'm more than happy to give Muslims credit for being less barbaric than Europeans during the crusades, etc - but there's only so far take your moral accounting before you start placing modern-day Swedes on an equal footing with the Taliban because of their propensity to rampage and pillage in the 11th and 12th centuries...
  22. Unclenching fist alert...
  23. 1. What specific health outcomes are you talking about here? I'm more than happy to compare apples to apples here. 2. Cost shifting. Are you making the "argument from personal incredulity" here on purpose, or do you really not believe that this really happens? The government pays providers less than the cost of providing care. Providers recoup the losses by charging private payers more. There's an hour-long interview with a CEO of a major hospital chain where he's quite frank and explicit about how they go about shifting costs to make ends meet here: http://www.econtalk.org/archives/2008/12/lipstein_on_hos.html "Steven Lipstein, President and CEO of BJC HealthCare--a $3 billion hospital system in St. Louis, Missouri--talks with EconTalk host Russ Roberts about the economics of hospitals. They discuss pricing, the advantages and disadvantages of specialization in modern medical care, and culture and governance of non-profit hospitals vs. for-profit hospitals. At the end they talk about the positives and negatives of a national health board patterned after the Federal Reserve." The alternative to cost shifting is simply turning patients away. We can talk about why hospitals that take a mix of patients with public/private insurance are unlikely to do so, and why small practices are increasingly doing so if you wish. If you still think that I'm making this up, I invite you to consult the literature and evaluate their analysis/conclusions. Here's a representative paper: "Hospital Cost Shifting, Provider Segmentation, and the Game of Medicare Payment Policy. Mayes R, Lee J; AcademyHealth. Meeting (2005 : Boston, Mass.). Abstr AcademyHealth Meet. 2005; 22: abstract no. 3586. University of Richmond, Political Science, 28 Westhampton Way, Richmond, VA 23173 Tel. 804-287-6404 Fax RESEARCH OBJECTIVE: The goal of our paper is to gain a better understanding of some of the leading factors that influence Congress annual adjustment of Medicare payment policy and how medical providers (primarily hospitals) respond to changes in reimbursement by public health insurance programs....The paper concludes that cost shifting is becoming an increasingly important issue for individuals, because they have assumed a disproportionate share of the dramatic increase in health care costs that have occurred in recent years." http://gateway.nlm.nih.gov/MeetingAbstracts/ma?f=103623049.html 3. Costs of bureaucracy. You are conflating "low overhead" with efficiency here. Going light on claims review, fraud prevention, and other functions that are served by admin reduces administrative costs, but does not necessarily do anything to improve the efficiency of overall medical spending. Since you have studied this matter in some depth, you may also be able to tell me if the cost estimates that you cite account for the fact that Medicare/Medicaid get their funding directly from the Treasury. Private insurers have to account for the costs of raising money and staying solvent, which includes maintaining capital reserves sufficient to satisfy their claims in addition to billing for premiums, etc. Do the cost figures that you cite account for the cost of raising the funds necessary to pay for claims via taxation? How about maintaining capital reserves? The future costs of pension/healthcare liabilities for government employees? 4. I'll hope that you'll add something more flesh out your more general claim that eliminating competition and creating monopolies reduces costs and improves quality. I don't think that a mixed market with government imposed price controls that transfer costs onto others isn't the best example with which to make this case, but I'd be more than happy to continue this discussion. 5. Bankruptcy. Let's look at the data as opposed to swapping anecdotes. Once we've established whether it's the costs of care or the costs of disability that drive more people into bankruptcy, we can talk about the pros and cons of price controls and the real but seldom understood costs that come along with them. Any time you have a conversation about costs, it's worth asking -"Compared to what?" What were the costs associated with the condition/disease/etc before there was an effective treatment? How likely is it that the costly treatment would be available at all under a centrally administered price control regime/monopoly? Would it exist in the first place? Would the government pay for a supply commensurate with demand, and if not - how many people would get it? 6. Public/Private competition. Do you really think that this will be a fair competition - e.g. that the government would be willing or able to create a plan that has no competitive advantages that aren't due solely to its power to draft legislation, etc? E.g. advantages that no private company, no matter how lean, efficient, or innovatvie could ever hope to duplicate since the very fact of being a private company precludes them from doing things like...drafting legislation that restructures the rules that govern the entire medical economy? ... More malarky for you to enjoy. Have a nice weekend.
  24. This supposes that it's the medical bills alone, rather than the combination of medical bills plus income lost to disability that puts people under. I don't think that the statistics concerning the percentage of people who have coverage *and* go bankrupt bear this conclusion out. Do all other nations in the world include 100% pre-injury income replacement to prevent bankruptcies brought about by post-injury incomes that are no longer sufficient to meet pre-injury obligations? If you want to talk in terms of generalities like "mystical markets," though, I'd be interested in hearing of some other cases where eliminating competition creating a monopoly has decreased costs and improved quality before we assume this will happen if we transfer monopoly control of healthcare over to the government. It's also worth considering the connection between profits and efficiency. If one could increase efficiency (raise the value of total outputs relative to total inputs) simply by eliminating profits, then GM would have been widely admired as one of the more efficient car companies in the world, and Toyota would be widely derided for their woeful performance on this front. "Look at all of the *profits* that Toyota is making on their cars. GM not only isn't profitable, they're losing billions every month. That means that they must be spending more on flawless engineering, high-quality parts, and top-notch assembly than they could possibly hope to recoup in the sale price of one of their vehicles! I'd better buy a GM product to insure that I get a better deal! Ha! Take that ...Toyota!" I'd prefer to constrain the discussion to specifics that pertain to a government monopoly in health care though, such as whether keeping "overhead" low by *not* spending an extra dollar on claims review and fraud prevention actually constitutes greater efficiency if doing so will save, say two dollars. I'll just tack that one onto the examples I gave above if anyone wants to address any of them at some point. Then there's the matter of what would happen to costs when there's no private payers for the government to shift its costs onto. Right now the government pays less than the actual costs of providing medical care, and private payers make up the difference. When there's no longer any private payers around to do so, and the funding necessary to sustain the existing medical infrastructure has to be financed by government expenditures alone, one of two things will happen. Capacity will contract or the government will have to spend more to deliver the same amount of care. There's no escape from this. With regards to high deductible plans, it'd be worth considering the effect of low-premium, high-deductible plans coupled with tax deductible HSAs (or even income indexed subsidies) that build in incentives to spend wisely (like getting to keep a portion of what you don't spend) vs a universal zero-dollar coverage scheme in terms of efficiency and cost containment. The reason that high deductible plans cost consumers less is because they result in lower costs for the insurer. How certain are you that moving the entire population from their existing insurance plans into a universal, first-dollar/zero-deductible plan is actually going to result in lower total spending on medical care? *We have private disability coverage. Safe - no. As secure as we can reasonably expect to be here or elsewhere in the world - I think so.
  25. Depends on how you measure efficiency, no? A software algorithm that dispensed money per a pre-determined set of rules would cost quite a bit less than all of the above, but it's far from certain that it would be more efficient in any sense that's meaningful. That is, in terms of medical benefits delivered per dollar spent. There's plenty of examples where medical innovation has moved faster than medicare/medicaid's capacity to adjust their payout schedule, and providers simply capture the excess payments. Less overhead? Yes. More efficient? No. There's also the matter of simply gaming the system to derive maximum compensation. There are plenty of cases where medicare won't pay unless providers do X, even if X is unnecessary. What happens? They do X and bill medicare/medicaid. Once again - less costly overhead? Yes. More efficient? No. Anyhow - shouldn't the measure of efficiency be left to individuals to determine on their own behalf? If it turns out that the government can actually deliver higher quality care and better outcomes more rapidly and at a cost that's lower than or equal to those that private insurers can offer, then the "public option" will ultimately prevail under these conditions of competition, no? If anything, it seems like gaining converts via competition would actually be better for anyone interested in seeing the "public option" persist for more than a single election cycle, since people who enroll in a government sponsored health insurance plan because they want to, not because they had to, will ultimately be more faithful allies of such a system.
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