Americans don't have bank accounts.
Huge, endlessly running credit card debt, OTOH... but heh, we should be able to buy 5 plasma TVs, a new car every 3 years, and not have to buy health insurance - that's too much money!
Amazing recycling of the discredited "Welfare Queen" mythology updated for the post-social safety net era of 21st century America. Man, they're not kidding when they say conservatives are completely out of ideas. Weak, Kojak.