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My son is traveling to India for several months, beginning in June. It's part of a class of his at Evergreen. He's asked me to ask you for general tips on travel over there. If you've been there recently, any word of wisdom you can pass on re visas, airlines, cultural etiquette, whatever? How about health insurance? Anything you wish someone had told you about before you left the states/Canada?

 

I did notice the International Student ID card he's getting has a travel insurance piece that specifically excludes "mountain climbing" from covered activities. What's with that?

 

GENERAL EXCLUSIONS

 

These exclusions apply to all benefits. They apply in addition to any exclusions that apply to a particular benefit

(called "Additional Exclusions"). The Policy does not cover loss caused by:

(a) Intentionally self-inflicted harm, suicide, or attempted suicide while sane or insane;

(b) Pregnancy, childbirth, or elective abortion, other than Unforeseen Complications of Pregnancy;

© Participation in professional athletic events, semi-professional, or inter-scholastic team sports, motor sport

or motor racing including training or practice for the same;

(d) Mountain climbing;

(e) Acts of war;

(f) Military duty or service;

(g) Operating or learning to operate, any Aircraft, as a pilot or crew;

(h) Air travel on any air-supported device, other than a regularly scheduled airline or air charter company;

(i) Loss or damage caused by detention, confiscation or destruction by customs;

(j) Any unlawful acts committed by the Insured, a Family Member or Traveling Companion, whether insured or

not;

(k) Nuclear reaction, radiation, or radioactive contamination;

(l) Civil disorder;

(m) Mental, psychological or nervous disorders including anxiety, depression, neurosis or psychosis; or

(n) Alcohol or substance abuse.

 

 

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