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Obama and his Lying Issues


Fairweather

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I was completely happy with my $376/mo catastrophic policy. It protected my house and my assets...

 

Did you ever have to use it? How do you know you wouldn't be balls-deep in medical bills and fighting tooth and nail to get the coverage you thought you were paying for the whole time?

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Still unanswered question- why is the US system viewed as "better" by right wing loonies, since the cost of catastrophic insurance is higher then the cost of full coverage in Canada?

Contrary to the bullshit belief there are no canadian crowds filling up beds in Bellingham hospital.

 

To add to this: Canadians go to the US to get non-medically neccessary procedures done - for which their provincial medical plans don't pay: Gastric bands, cosmetic surgery, or to jump the queue for non-emergent care such as hip or knee replacement (those that can afforsd it). Any "catastrophic" or essential care will be taken care of at home and paid for by our government health plan. Yes, sometimes people have to wait a long time to get their hip replacement. This is the price we pay as a society for providing everyone with free, basic healthcare regardless of their ability to pay.

 

We're having our own political clusterfuck over to what extent private care should be allowed (no politician wants to touch this hot potatoe), but that is a totally different issue.

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I was completely happy with my $376/mo catastrophic policy. It protected my house and my assets...

 

Did you ever have to use it? How do you know you wouldn't be balls-deep in medical bills and fighting tooth and nail to get the coverage you thought you were paying for the whole time?

as usual FW is spouting nonsense overheard on "faux news".

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I was completely happy with my $376/mo catastrophic policy. It protected my house and my assets...

 

Did you ever have to use it? How do you know you wouldn't be balls-deep in medical bills and fighting tooth and nail to get the coverage you thought you were paying for the whole time?

 

No, never had to use it. In fact, I only had it for five months. How do I know they would pay? Because I had a contract that I read thoroughly and because, contrary to what you believe, insurance companies do adhere to the letter of their agreements. And when they don't, well, you're right--that's what attorneys and insurance commissioners are for.

 

I'll ask you the same question: How do you know that the insurance you have now will pay up? Hell, Medicare doesn't pay up a big part of the time from what I've heard--or they simply short pay doctors and hospitals to the point where they stop providing care. And there is no recourse. This is the world you want?

 

As for TTK, Feck, Off White, and GGK: I offered up a rather personal story for your consideration here on this site--and it's a true story. If you feel compelled to dismiss it, that's fine. But I'm not sure why you also feel compelled to insult me by calling me a liar or a Fox News parrot, other than my story poses a threat to your lefty dreams.

 

Second note to self: Stop sharing personal stories.

Edited by Fairweather
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...No, never had to use it. In fact, I only had it for five months...

You only had it, your health insurance policy that got dropped, for five months? I've been wondering about that! Given what you've said about your plan, as it was, it seems to be a match for those held by plaintiffs now suing United Healthcare for deceptive practices whereby the insurance giant bilked plaintiffs out of their old plans that were covered by grandfathering provisions of the ACA--the provisions that Obama referenced when he said that under the ACA "you can keep your existing plan."

 

Plaintiffs allege United Healthcare used deceptive practices to trick policy holders into discontinuing their ACA-protected plans, in favor of new plans not in existence when the law was written, and therefore those were plans subject to termination at will by the insurance company.

 

While it's true that the ACA has disqualified a lot of bogus insurance policies, and that many of the complaints about "broken promises" are in regard to policies that arguably provided no meaningful medical coverage for the respective consumers, not all the complaints are about cancellations mandated by the law.

 

Policies deemed valid under the ACA have also been dropped--by insurance companies--under cover of this "broken promises" scandal, which was conveniently an event quite predictable by insurance companies, as these business entities are fully cognizant of both the letter of the law about this and the certain on-schedule demise of various rip-off insurance policies.

 

In not all, but some cases, consumers holding plans of types no longer desirable to the insurance companies have had their coverage "stolen" (your words) not by "Obama" (your villain) but by the insurance companies seeking to re-position for greater profit. In other words, I'm suggesting your misfortune is not bestowed by some grand transformational agenda (I'd say your words here too, but feel attribution more appropriately belongs to Charles Krauthammer), but just good old fashioned profiteering in healthcare.

 

By the way, to support the allegation that said deception by United Healthcare was deliberate, plaintiffs point to dishonest notifications by United Healthcare that are said to manipulatively insinuate the plans were dropped because those plans were disqualified by the ACA, when that's simply not what happened.

 

If yours is such a case, you were dropped not by the ACA, but by the insurance company--because with the old policy you proved too good at keeping your money in your pocket. And, oh yeah, because you cancelled your old policy that was protected under the ACA. (Doh!)

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FW, your insurance policy was dropped- consider yourself lucky now. Imagine you would actually need it and it was dropped in a middle of your illness? Have you thought about THAT?

I also will add, consider yourself lucky living in a "socialist" Washington. There were 26 states with tort reforms, making medical law suites (which includes insurance companies) virtually impossible. So in places like Texas, it would be impossible to have any way to enforce such contracts.

Edited by glassgowkiss
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