Bosterson Posted June 29, 2009 Share Posted June 29, 2009 socialism is great idea until you run out of everyone elses money... LOL!!!!!!!!!! Out of curiosity, where does everyone think the government gets its money from? The great piggybank in the sky? I assume the use of "socialism" is a vague (and poorly understood) allusion to communism. If taxes are the problem, maybe we should embrace anarchy? (It has to be cheaper than government... right?) Besides, everyone loves to trot out the above quote, but we could easily rewrite it as: The War in Iraq is a great idea until you run out of everyone else's money... Quote Link to comment Share on other sites More sharing options...
akhalteke Posted June 30, 2009 Share Posted June 30, 2009 To pursue happiness is a right. Health care, on the other hand, is YOUR responsibility Quote Link to comment Share on other sites More sharing options...
glassgowkiss Posted June 30, 2009 Share Posted June 30, 2009 To pursue happiness is a right. Health care, on the other hand, is YOUR responsibility STFU, you are a government employee, with full medical benefits and you don't friggin pay a penny for it. So when you are on your own, live in a REAL world, paying REAL bills then you'll earn right to speak punk ass. Quote Link to comment Share on other sites More sharing options...
pink Posted June 30, 2009 Share Posted June 30, 2009 well, health insurance is just one more bill that u can pay with ur real money. anyway, i'd say scott has more than earned his medical insurance and don't mind footing the bill for him. i don't make a lot of money and really don't feel entitled for you to pay for mine ya euro fag. Quote Link to comment Share on other sites More sharing options...
Kimmo Posted June 30, 2009 Share Posted June 30, 2009 First of all what "catastrophic insurance is a complete bullshit. It usually includes at least $5000 deductible and no medications are usually covered by it. So what is it supposed to for? So called "catastrophic" insurance is a complete fraud. If you really need any medical treatment it will not pay for 75-90% of your bill. So if you have even 50 grand in medical bills it won't make any difference in the amount you have to pay off. Second, 47 million people did not "opt" to have no insurance. It's a choice between housing and food vs insurance. you might be mistaken about "catastrophic insurance" policies, or you have looked at policies which i am unfamiliar with. most of these policies i am familiar with have a high deductible, a certain percentage copay for hospital visits or other procedures, with a cap on maximum out-of-pocket costs for policy holder (always(?) under 10 grand). correct me if i'm wrong. Quote Link to comment Share on other sites More sharing options...
Fairweather Posted June 30, 2009 Share Posted June 30, 2009 First of all what "catastrophic insurance is a complete bullshit. It usually includes at least $5000 deductible and no medications are usually covered by it. So what is it supposed to for? So called "catastrophic" insurance is a complete fraud. If you really need any medical treatment it will not pay for 75-90% of your bill. So if you have even 50 grand in medical bills it won't make any difference in the amount you have to pay off. Second, 47 million people did not "opt" to have no insurance. It's a choice between housing and food vs insurance. you might be mistaken about "catastrophic insurance" policies, or you have looked at policies which i am unfamiliar with. most of these policies i am familiar with have a high deductible, a certain percentage copay for hospital visits or other procedures, with a cap on maximum out-of-pocket costs for policy holder (always(?) under 10 grand). correct me if i'm wrong. GGK is referring to a certain, umhmm, "procedure" he's been trying to schedule called an addadicktome. His partner has been pushing him pretty hard to have it done, but, unbelievably, his policy does not cover it! I guess I can't blame him for wanting the taxpayers to pick up the tab. Quote Link to comment Share on other sites More sharing options...
JayB Posted June 30, 2009 Share Posted June 30, 2009 First of all what "catastrophic insurance is a complete bullshit. It usually includes at least $5000 deductible and no medications are usually covered by it. So what is it supposed to for? So called "catastrophic" insurance is a complete fraud. If you really need any medical treatment it will not pay for 75-90% of your bill. So if you have even 50 grand in medical bills it won't make any difference in the amount you have to pay off. Second, 47 million people did not "opt" to have no insurance. It's a choice between housing and food vs insurance. you might be mistaken about "catastrophic insurance" policies, or you have looked at policies which i am unfamiliar with. most of these policies i am familiar with have a high deductible, a certain percentage copay for hospital visits or other procedures, with a cap on maximum out-of-pocket costs for policy holder (always(?) under 10 grand). correct me if i'm wrong. $186/month gets two of us 5k deductible, 20% copay thereafter, 10K maximum out of pocket per-year, two million lifetime coverage. Our primary goal is to limit the maximum costs of a medical catastrophe, not enroll in a pre-paid monthly plan that costs considerably more than the health care that we're actually likely to use in anything less than a catastrophe. Ergo it might not be for everyone, but it looked like the coverage that made the most since for us. Quote Link to comment Share on other sites More sharing options...
Jim Posted June 30, 2009 Share Posted June 30, 2009 This is a good option for you, your and your partner are professionals and relatively young. But it will serve only a certain minority of the population. If you had a child for instance, I doubt this option would have the same appeal. Also, for the average middle class family, and certainly those of the working poor, paying $200 a month for minimal coverage and no coverage for more pedestrian concerns, kids well-child visits, ear infections, stitches from the playground, OBGYN, and whatever, these plans do not offer much. Quote Link to comment Share on other sites More sharing options...
glassgowkiss Posted June 30, 2009 Share Posted June 30, 2009 First of all what "catastrophic insurance is a complete bullshit. It usually includes at least $5000 deductible and no medications are usually covered by it. So what is it supposed to for? So called "catastrophic" insurance is a complete fraud. If you really need any medical treatment it will not pay for 75-90% of your bill. So if you have even 50 grand in medical bills it won't make any difference in the amount you have to pay off. Second, 47 million people did not "opt" to have no insurance. It's a choice between housing and food vs insurance. you might be mistaken about "catastrophic insurance" policies, or you have looked at policies which i am unfamiliar with. most of these policies i am familiar with have a high deductible, a certain percentage copay for hospital visits or other procedures, with a cap on maximum out-of-pocket costs for policy holder (always(?) under 10 grand). correct me if i'm wrong. yes u are wrong. if u look at fine print usually none of the medications will be covered. you have to pay for them out of pocket and they go towards your deductible. Usually nowadays the max out of pocket is 50K with these policies. btw these policies only cover generic drugs and nothing else. so tell me again what is it supposed to cover? it's a fraud and creates a false sense of security. Quote Link to comment Share on other sites More sharing options...
glassgowkiss Posted June 30, 2009 Share Posted June 30, 2009 First of all what "catastrophic insurance is a complete bullshit. It usually includes at least $5000 deductible and no medications are usually covered by it. So what is it supposed to for? So called "catastrophic" insurance is a complete fraud. If you really need any medical treatment it will not pay for 75-90% of your bill. So if you have even 50 grand in medical bills it won't make any difference in the amount you have to pay off. Second, 47 million people did not "opt" to have no insurance. It's a choice between housing and food vs insurance. you might be mistaken about "catastrophic insurance" policies, or you have looked at policies which i am unfamiliar with. most of these policies i am familiar with have a high deductible, a certain percentage copay for hospital visits or other procedures, with a cap on maximum out-of-pocket costs for policy holder (always(?) under 10 grand). correct me if i'm wrong. $186/month gets two of us 5k deductible, 20% copay thereafter, 10K maximum out of pocket per-year, two million lifetime coverage. Our primary goal is to limit the maximum costs of a medical catastrophe, not enroll in a pre-paid monthly plan that costs considerably more than the health care that we're actually likely to use in anything less than a catastrophe. Ergo it might not be for everyone, but it looked like the coverage that made the most since for us. The premiums are calculated primarily based upon your age. For anyone over 40 you'd have to pay over $200 per person. plus read the fine print. they do not cover medications the way you think. the meds are going towards your deductible, but you have to pay out of pocket. ergo if you have any serious illness you are fucked regardless. one chemo tx will run you over 5k a pop. new tx for RA costs 3K and you have to get injections 2 times per month, that's 6K- can you pay that much? Quote Link to comment Share on other sites More sharing options...
Brianmoore Posted June 30, 2009 Share Posted June 30, 2009 The premiums are calculated primarily based upon your age. For anyone over 40 you'd have to pay over $200 per person. plus read the fine print. they do not cover medications the way you think. the meds are going towards your deductible, but you have to pay out of pocket. ergo if you have any serious illness you are fucked regardless. one chemo tx will run you over 5k a pop. new tx for RA costs 3K and you have to get injections 2 times per month, that's 6K- can you pay that much? So, is that bad? Quote Link to comment Share on other sites More sharing options...
akhalteke Posted June 30, 2009 Share Posted June 30, 2009 To pursue happiness is a right. Health care, on the other hand, is YOUR responsibility STFU, you are a government employee, with full medical benefits and you don't friggin pay a penny for it. So when you are on your own, live in a REAL world, paying REAL bills then you'll earn right to speak punk ass. Hey bud! Missed you! I owned my own business and took care of my own insurance before jumping on the free medical bandwagon. If you are struggling so badly to pay your health care, why don't you just man up and join the Air Force or something? They have it pretty nice over there! Or do you just want to bitch? Quote Link to comment Share on other sites More sharing options...
KaskadskyjKozak Posted June 30, 2009 Share Posted June 30, 2009 To pursue happiness is a right. Health care, on the other hand, is YOUR responsibility STFU, you are a government employee, with full medical benefits and you don't friggin pay a penny for it. So when you are on your own, live in a REAL world, paying REAL bills then you'll earn right to speak punk ass. Hey bud! Missed you! I owned my own business and took care of my own insurance before jumping on the free medical bandwagon. If you are struggling so badly to pay your health care, why don't you just man up and join the Air Force or something? They have it pretty nice over there! Or do you just want to bitch? Does the Air Force need masseurs? - if, so I'm sure ggk would be happy to apply. Quote Link to comment Share on other sites More sharing options...
akhalteke Posted June 30, 2009 Share Posted June 30, 2009 Oh, and my Polsky brother, thanks for paying for both of my surgeries I had last year. I am sure they would have cost a bundle! I saved one of the bullets for you as a thank you for partially covering my hospital expenses. Yer tha best pal! Quote Link to comment Share on other sites More sharing options...
Brianmoore Posted June 30, 2009 Share Posted June 30, 2009 Does the Air Force need masseurs? - if, so I'm sure ggk would be happy to apply. Yeah. And if they need a glory hole you would apply right? Quote Link to comment Share on other sites More sharing options...
akhalteke Posted June 30, 2009 Share Posted June 30, 2009 To pursue happiness is a right. Health care, on the other hand, is YOUR responsibility STFU, you are a government employee, with full medical benefits and you don't friggin pay a penny for it. So when you are on your own, live in a REAL world, paying REAL bills then you'll earn right to speak punk ass. Hey bud! Missed you! I owned my own business and took care of my own insurance before jumping on the free medical bandwagon. If you are struggling so badly to pay your health care, why don't you just man up and join the Air Force or something? They have it pretty nice over there! Or do you just want to bitch? Does the Air Force need masseurs? - if, so I'm sure ggk would be happy to apply. Not that kind. Obama hasn't repealed the don't ask don't tell policy yet. I am sure he's waiting with baited breath. Quote Link to comment Share on other sites More sharing options...
KaskadskyjKozak Posted June 30, 2009 Share Posted June 30, 2009 Does the Air Force need masseurs? - if, so I'm sure ggk would be happy to apply. Yeah. And if they need a glory hole you would apply right? Piss off, Kevbone! Quote Link to comment Share on other sites More sharing options...
prole Posted June 30, 2009 Share Posted June 30, 2009 Quote Link to comment Share on other sites More sharing options...
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